TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust recorded on March 12, 2019, in the Office of the Clerk of the County of Commission of Kanawha County, West Virginia, in Book No. 4352 at Page 415 and modified by Loan Modification Agreement recorded on January 17, 2023 in the aforesaid Clerk’s office in Book 4626 at Page 802, Charles L. Sturgill did convey unto Metz Law Office as Original Trustee, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded on February 9, 2024, in Book 4679 at Page 849 in the aforesaid Clerk’s Office; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by Lakeview Loan Servicing, LLC to foreclose thereunder will offer for sale, at a public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on March 21, 2024 at 11:00 AM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in the City of St. Albans, Kanawha County, West Virginia, and more particularly bounded and described as follows: LEGAL DESCRIPTION ALL THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, SITUATE IN THE CITY OF ST. ALBANS, KANAWHA COUNTY, WEST VIRGINIA, BEING PART OF WHAT IS KNOWN AND DESIGNATED AS LOT “C” ON A MAP ENTITLED, “MAP SHOWING RE-SUBDIVISION OF LOT NOS. 302, 303, 304, 305, 306, 307 AND 308, SECTION 2, WALNUT HILLS ESTATES, ST. ALBANS, KANAWHA COUNTY, WEST VIRGINIA,” AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT AN IRON PIN ON THE EASTERLY SIDE OF WHAT IS KNOWN AS VINE STREET IN SAID CITY OF ST. ALBANS AT THE COMMON FRONT CORNER OF LOTS “B” AND “C” OF SAID RE-SUBDIVISION; THENCE WITH THE DIVIDING LINE BETWEEN SAID LOTS “B” AND “C”, S. 85DEGREES 44′ E., A DISTANCE OF 154.126 FEET TO AN IRON PIN AT THE REAR COMMON CORNER OF SAID LOTS; THENCE WITH THE REAR LINE OF SAID LOT “C”, S. 4DEGREES 46′ W., A DISTANCE OF 56 FEET TO AN IRON PIN AT THE COMMON REAR CORNER OF LOTS “C” AND “D” OF SAID RE-SUBDIVISION; THENCE RUNNING THROUGH LOT “C” N. 83DEGREES 50′ W., A DISTANCE OF 146.5 FEET, MORE OR LESS, TO AN IRON PIN IN THE EASTERLY SIDE OF SAID VINE STREET, WHICH IS FIVE (5) FEET IN A NORTHERLY DIRECTION FROM THE COMMON FRONT CORNER OF SAID LOTS “C” AND “D”; THENCE WITH THE EASTERLY LINE OF SAID VINE STREET, N. 4DEGREES 53′ W., A DISTANCE OF 51.719 FEET TO THE PLACE OF BEGINNING. MAP No.: 21 PARCEL No.: 42 At the time of the execution of the Deed of Trust this property was reported to have an address of 860 Vine Street, Saint Albans, West Virginia 25177. The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust. The subject property will be sold in an “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein. TERMS OF SALE 1. $8,000.00 (Eight Thousand Dollars) in cash and r certified funds made payable to “Elk River Trustees, Inc.” due as a deposit at the time of sale, with the balance of the final sale price due and payable within thirty (30) days of sale. Personal checks will not be accepted. 2. The purchaser at the sale shall be responsible for payment of all real estate taxes. 3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code 11-22-2. 4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale. ELK RIVER TRUSTEES, INC. 714 Venture Drive, #132 Morgantown, WV 26508 Telephone ax: 304-241-6962 Reference file #24-00093 LC-168822 0