TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust recorded on April 9, 2008, in the Office of the Clerk of the County of Commission of Kanawha County, West Virginia, in Book No. 3557 at Page 553, Sheila A. Totten and Floyd C. Totten and did convey unto Janet Phillips, as Original Trustee, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded on January 18, 2024, in Book 4677 at Page 422 in the aforesaid Clerk’s Office; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely in its capacity as Indenture Trustee of CIM Trust 2023-R1 to foreclose thereunder will offer for sale, at a public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on July 9, 2024 at 11:00 AM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in the Town of Glasgow, Kanawha County, West Virginia, and more particularly bounded and described as follows: LEGAL DESCRIPTION ALL THAT CERTAIN TRACT OR PARCEL OF AND SITUATE IN THE TOWN OF GLASGOW, KANAWHA COUNTY, WEST VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE LINE OF THIRD AVENUE A CORNER BETWEEN LOTS 7 AND 8 AND LEAVING THIRD AVENUE WITH THE LINE BETWEEN LOT 7 AND 8 S 60 DEG. 00 MIN. W 139.6 FEET TO AN IRON PIN AT A 12 FOOT ALLEY AND WITH THE ALLEY N 30 DEG. 00 MIN. W 51.5 FEET TO AN IRON PIN THENCE LEAVING THE ALLEY N 60 DEG. 00 MIN. E 33.9 FEET TO AN IRON PIN; THENCE N 84 DEG. 46 MIN. E. 28.05 FEET TO AN IRON PIN; THENCE N 62 DEG. 57 MIN . E. 53.17 FEET TO AN IRON PIN; THENCE N 60 DEG. 46 MIN. E. 28.20 FEET TO AN IRON PIN ON THE LINE OF THIRD AVENUE AND WITH THIRD AVENUE S 28 DEG. 23 MIN. E. 36.6 FEET TO THE PLACE OF BEGINNING. MAP 2 AND PARCEL 53-6001 AND 53-6002. BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM CHARLES T. MOORE SR. AND NAOMI MOORE HUSBAND AND WIFE TO SHEILA A. TOTTEN, DATED 081/881/8993 RECORDED ON 081/891/8993 IN BOOK 2322, PAGE 470 IN KANAWHA COUNTY RECORDS, STATE OF WV. At the time of the execution of the Deed of Trust this property was reported to have an address of 315 Third Avenue, Glasgow, West Virginia, 25086. The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust. The subject property will be sold in an “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein. TERMS OF SALE 1. $4,000.00 (Four Thousand Dollars) in cash and r certified funds made payable to “Elk River Trustees, Inc.” due as a deposit at the time of sale, with the balance of the final sale price due and payable within thirty (30) days of sale. Personal checks will not be accepted. 2. The purchaser at the sale shall be responsible for payment of all real estate taxes. 3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code 11-22-2. 4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale. ELK RIVER TRUSTEES, INC. 714 Venture Drive, #132 Morgantown, WV 26508 Telephone: 304-241-6962 Fax: 330-436-0301 Reference file #23-01924 LC-174253 06-04,11;2024