PUBLIC AUCTION
In execution of a certain Deed of Trust dated April 26, 2006, recorded in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, in Trust Deed Book 5002, at Page 663, given by Lori A. Bowling (now Garrett) (formerly known as Lori A. Cole and Edna G. Bowling, to P. Michael Pleska and F. Thomas Graff, Jr., Trustees for United Bank, (successor by merger to United Bank, Inc), said Trustees failing to perform, Paul O. Clay, Jr., Successor Trustee was appointed as evidenced by that certain Removal of Trustee and Substitution Thereof, dated January 9, 2020, and recorded in the aforesaid Clerk's Office in Book 5070, at Page 9681, default having been made in the payment of the debt therein secured; and upon failure to cure said default; and being required by the beneficiary so to do, the undersigned Successor Trustee will sell at public auction at the front door of the Courthouse of Raleigh County, Beckley, West Virginia, on Thursday November 13, 2025, at 10:00 o'clock a.m., the following described real estate situate in Shady Spring District, Raleigh County, West Virginia, and being more particularly bounded and described as follows, to-wit
BEGINNING at the intersection of Wayne Avenue and Palmer Drive in Ward Park, Shady Springs District, Raleigh County, West Virginia, the northeast corner of Lot No. 27, as shown on a map of Ward Park recorded in the Office of the Clerk of the County Court of Raleigh County, West Virginia, in Map Book 11, at Page 80; thence with Palmer Drive S 81-30' W 90.00 feet; thence with a new line through Lot No. 27, S 8 E 80.00 feet to the southern boundary of Lot No. 27; thence with the said boundary N 81 E 80.80 feet to Wayne Avenue; thence with Wayne Avenue N 1-55' W 80.6 feet to the point and place of beginning, and being Lot No. 27A, as shown on a map entitled "Division of Lot 27 Ward Park, Shady Spring District, Raleigh County, W.Va., Scale 1" = 20', June 10.1974".
And being the same property conveyed unto Mark A. Cole and Lori A. Cole, his wife, by deed dated May 24, 1996, from Lana Marie Farley, single, recorded in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, in Roll 105, at Page 2824; and further being the same property acquired by Lori A Bowling (formerly known as Lori A. Cole) by Deed dated April 26, 2006 from Mark A. Cole, recorded in the aforesaid Clerk's Office in Roll 5022, at Page 0660. Although the said Edna G. Bowling executed the aforesaid Deed of Trust, she had no interest in subject property. The said Edna G. Bowling died January 27, 2015.
The above described real estate will be conveyed by the undersigned Successor Trustee to the purchaser thereof by deed containing a covenant of SPECIAL WARRANTY and subject to all liens, reservations and exceptions appearing in the record title, and to the lien of all unpaid taxes, if any, which are entitled to priority over the lien of the aforesaid Deed of Trust.
The Successor Trustee herein asserts, to the best of his knowledge and belief, that the party in interest is not a member of the Armed Forces of the United States, and are therefore not entitled to the benefits of the Service Members Civil Relief Act.
REAL ESTATE TAXES:
Subject property will be sold by the undersigned Successor Trustee subject to real estate taxes presently a lien against subject real property. Any purchaser shall purchase subject to, and be responsible for, said real estate taxes.
TERMS OF SALE:
Cash on hand on day of sale. The above described real estate will be sold by the undersigned Successor Trustee by auction to the highest bidder subject to the right of the Trustee to reject all bids if in his opinion they are inadequate. The owners of the indebtedness secured by the above described Deed of Trust and the owners of any other interest in the property to be sold shall have the right to bid.
The Successor Trustee does not warrant title or fitness to this property; it is being purchased as is; this is a buyer beware sale and any buyer is advised to retain counsel before the sale.
CONTINUANCE OR
ADJOURNMENT OF SALE:
The Successor Trustee reserves the right to continue the sale, or to adjourn the sale, for a time, or from time to time, without further notice and announcement at the time and place of sale, as hereinabove set forth, or any continuance or adjournment thereof.
DATED THIS THE 13TH DAY OF OCTOBER,2025
/s/Paul O. Clay, Jr.
PAUL O. CLAY, JR.
SUCCESSOR TRUSTEE