TRUSTEE'S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated June 3, 2024, and duly recorded in the Office of the Clerk of the County Commission of Cabell County, West Virginia, in Document No. 6202819, in Book No. 2962, at Page 463 and modified by Loan Modification Agreement recorded on April 25, 2025, in Document No. 6230448 MOD, in Book No. 423, at Page 473, Terry Burges did convey unto Vantage Point Title Inc., Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Broker Solutions Inc. dba New American Funding to foreclose thereunder, will offer for sale at public auction at the front door of the Fourth Avenue Entrance of the Cabell County Courthouse in Huntington, West Virginia, on December 15, 2025 at 10:30 AM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 02 – City / Barboursville District, Cabell County, West Virginia, and more particularly described as follows: The following described property situated in the Town of Barboursville, Cabell County, West Virginia, to wit: All that certain lot, piece or parcel of ground situate in the Town of Barboursville, Cabell County, West Virginia, and known and designated on a certain Map of HIGHLAND PARK ADDITION to the Town of Barboursville, West Virginia, a copy of which map is of record in the Office of the Clerk of the County Commission of Cabell County, West Virginia, in Deed Book 127, at Page 156, as Lot Number Fifty One (51). Commonly Known As: 411 Spencer Avenue, Barboursville, WV 25504 Parcel ID: 06-02-0008-0220-0000 At the time of the execution of the Deed of Trust, this property was reported to have an address of: 411 Spencer Ave, Barboursville, WV 25504. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk's Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in "AS IS" condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $5000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 91993 LH-374177 11-18,25;2025