NOTICE OF TRUSTEE’S SALE NOTI…

NOTICE OF TRUSTEE'S SALE Notice is hereby given that by virtue of the authority under that certain deed of trust executed by Richard B. Smith, to Nicholas W. Johnson and Rebecca L. Summers, Trustees dated January 25, 2002, and recorded in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Trust Deed Book 2796, at page 753, by which was conveyed to said Trustee(s) the hereinafter described real estate to secure the payment of a certain promissory note set out and described therein, and default having been made in the payment of said note, the undersigned Substitute Trustee(s) having been appointed Substitute Trustee by an Appointment of Substitute Trustee dated October 29, 2025, and having been requested in writing by the holder of said note, will sell to the highest and best bidder on December 11, 2025 at 5:50 p.m., at the front door of the courthouse of Kanawha County, West Virginia, the real estate conveyed by said deed of trust and situate in Jefferson District, Kanawha County, West Virginia, together with easements, improvements and appurtenances thereunto belonging, and at the time of the signing of the Deed of Trust it was reported that the address was: 415 Sun Valley Drive, St. Albans, WV 25177 and being more particularly bounded and described therein as follows: All that certain lot, tract or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Jefferson District, Kanawha County, West Virginia, and being Lot Number Eighteen (18) of Sun Valley 2nd Addition, Jefferson District, Kanawha County, West Virginia, made by C.M. Dickerson, Reg. Prof. Engr. No. 3208, February 20, 1961, and revised (adding sewer lines, etc.), August 30, 1963, buy N. L. Rose, Nitro, West Virginia, Reg. Prof. Engr. No. 2047, recorded in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Map Book 21, at page 66. Being the same property conveyed unto Richard B. Smith, by The Chase Manhattan Bank, Successor by merger to Chase Bank of Texas, N.A. FKA Texas Commerce Bank, N.A., as Trustee and Custodian by Meritech Mortgage Services, Inc., its attorney in fact, by Deed dated December 4, 2001, and recorded in the office of the Clerk of the County Commission of Kanawha County, West Virginia in Deed Book 2542, at page 551. This conveyance is made expressly subject to the reservations and restrictions as set forth in that certain deed of Raymond J. Gallagher and Retha M. Gallagher, his wife, from Love, Inc., a West Virginia corporation, dated July 11, 1960, and of record in the aforesaid County Clerk's office in Deed Book 1314, at page 543, to which reference is made; as well as to all the reservations, restrictions, covenants and conditions as set forth in the Deed from St. Albans Land Company, a corporation, unto Jack R. Dawson and Rosemary Dawson, his wife, dated March 14, 1968, and duly of record in the aforesaid Clerk's office in Deed Book 1517, at page 135. This sale is made subject to any special assessments, unpaid taxes, easements, conditions, reservations and restrictions affecting the aforesaid real estate. The property will be conveyed in an "AS IS" condition by Deed containing no warranty, express or implied, subject to all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights of ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. Pursuant to the terms of said deed of trust, the Substitute Trustee(s) may postpone the sale by public announcement at the time and place designated for the sale. The West Virginia Housing Development Fund or its designee may purchase the property at any sale. The Substitute Trustees shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. TERMS OF SALE: Ten percent (10%) of the purchase price as a deposit with the balance due and payable within 30 days of the day of the sale. DATED this 13th day of November, 2025. Pill & Pill, PLLC, Substitute Trustee BY: Richard A. Pill, Member 304-263-4971 foreclosures@ pillwvlaw.com LC-377052 11-26/12-04;2025
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