NOTICE OF TRUSTEE'S SALE NOTICE OF TRUSTEE'S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, WV Trustee Services, LLC, by that certain Deed of Trust dated August 31, 2001, executed by Borrower(s), Agatha L. Waugh and Mantford C. Waugh, to Carl H. Cather, II, Esq, Spilman, Thomas and Battle, PLLC, the Trustee of record in the office of the Clerk of the County Commission of Cabell County, West Virginia, in Book 1699, at Page 347. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 150 Greenoak Drive, Huntington, WV 25705. WV Trustee Services, LLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated December 11, 2025, of record in the Clerk's Office in Book 426, Page 615. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Cabell County, in Huntington, West Virginia, on the following date: 23rd day of February, 2026 at 11:00 a.m. All that certain lot, piece or parcel of land situated in the City of Huntington, Cabell County, West Virginia, and being described as follows: BEGINNING at a point in the east line of Green Oak Drive, which point is southerly 36 feet from the southwest corner of Lot No. 7 as shown on a map of Holderby Subdivision No. 1, Norway Avenue, a copy of which map is of record in the Office of the Clerk of the County Court of Cabell County, West Virginia, in Map Book No. 4, as Map No. 20; thence with the said line of Green Oak Drive, S 0 34' W 60 feet; thence leaving the said line, S 89 26' E 165.93 feet to a point in the west line of the former Florence Dunkle land; thence with said line, N 0 34' E 60 feet; thence N 89 26' W 165.93 feet to the point of BEGINNING. TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale. WV Trustee Services, LLC, Substitute By: Jim Ashley, Limited Signing Officer WV Trustee Services, LLC McGuire Office Center 618 Tenth Street, Suite 108 Huntington, WV 25701 (304) 853-3336 jim.ashley @wvtrusteeservices.com LH-405441 02-03,10,17;2026