TRUSTEE’S SALE OF VALUABLE REAL ESTATE
The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust, recorded on July 28, 2020, in the Office of the Clerk of the County Commission of Berkeley County, West Virginia, in Book 3534 at Page 118, and modified by Corrective Affidavit recorded on October 23, 2020, in Book 3579 at Page 696, and modified by Loan Modification Agreement recorded on November 5, 2025 in Book 4328 at Page 439, Kelsey Marie Orr did convey unto Residential Title & Escrow Company, as Original Trustee, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded on April 23, 2026, in Book 4392 at Page 154 in the aforesaid Clerk’s Office; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by Rocket Mortgage, LLC to foreclose thereunder will offer for sale, at a public auction at the front door of the Berkeley County Courthouse in Martinsburg, West Virginia, on June 2, 2026 at 10:30 AM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in Falling Waters District, Berkeley County, West Virginia, and more particularly bounded and described as follows:
LEGAL DESCRIPTION
BEING KNOWN AND DESIGNATED as Lot 233, Berkeley Ridge, Phase 4, as more fully shown on a Plat thereof prepared by Fox & Associates, Inc., dated August 17, 2016 and recorded in the Office of the Clerk of the County Commission of Berkeley County, West Virginia, in Plat Cabinet 17, pages 95 and 96.
The improvements thereon being known as 138 Vespucci Lane
At the time of the execution of the Deed of Trust this property was reported to have an address of 138 Vespucci Lane, Martinsburg, West Virginia 25404.
The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust.
The subject property will be sold in an “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein.
TERMS OF SALE
1. $8,000.00 (Eight Thousand Dollars) in cash and/or certified funds made payable to “Elk River Trustees, Inc.” due as a deposit at the time of sale, with the balance of the final sale price due and payable within thirty (30) days of sale. Personal checks will not be accepted.
2. The purchaser at the sale shall be responsible for payment of all real estate taxes.
3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code § 11-22-2.
4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale.
5. The purchaser, if applicable, shall be responsible to provide all necessary information, including but not limited to entity full legal name and DBA, dates of birth and EIN/tax identification numbers, entity owner information, trust information including date of execution, trust beneficial owner information, etc., to the Substitute Trustee to ensure compliance with any necessary United States Financial Crimes Enforcement Network (FinCEN) reporting requirements. Failure to provide the information will void the sale.
ELK RIVER TRUSTEES, INC.
714 Venture Drive, #132
Morgantown, WV 26508
Telephone: 304-241-6962
Fax: 330-436-0301
Reference file # 26-01067