NOTICE OF SUCCESSOR TRUSTEE’…

NOTICE OF SUCCESSOR TRUSTEE'S SALE NOTICE IS HEREBY GIVEN THAT :By virtue of that certain Credit Line Deed of Trust dated March 20, 2018 , made, executed, and granted by Mary Ann Lynch and Russell R. Lynch By Mary Ann Lynch POA, to James C. Gardill, as Trustee for the benefit of WESBANCO BANK, INC. (the " Secured Party ") , and recorded in the office of the Clerk of the County Commission of Kanawha County, West Virgin-ia (the " Clerk's Office "), in Deed of Trust Book 4296, at Page 53 (the " Deed of Trust ") , default in the performance of the obligations thereby secured having occurred, and pursuant to the terms thereof and to the written request of the holder of the indebtedness thereby secured, and further pursuant to the authority granted to the undersigned by that certain Appointment of Successor Trustees dated February 19, 2026, and recorded in the Clerk's Office in Substitute Trustee Book 4793, at Page 142, the undersigned Successor Trustee will sell the following described real estate which is purported to have an address of 712 Michigan Avenue, Nitro, West Virginia (the " Real Estate "), at public auction to the highest bidder on Tuesday, June 16, 2026, at 11:00 a.m. At the property – 712 Michigan Avenue, Nitro, West Virginia 25143: The following described lot or parcel of real estate whose property address is 712 Michigan Avenue, Nitro, West Virginia 25143, District 27, Map 29, Parcel 0029 0045 0000, situate in Nitro Corp District, Kanawha County, West Virginia, and being more particularly bounded and described as follows, to-wit: All of those certain lots, tracts or parcels of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of Nitro, Union District, Kanawha County, West Virginia, and being part of Tract No. Thirty Two (32), of Section One, Riverdell Acres, Subdivison, as the same is shown and designated upon a map thereof, made by C.R. Conners, C.E., and duly of record in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, and being all of Lots Nos. "C" and "D", of the re-subdivision of said Lot No. 32, as the same are also shown and designated upon a map entitled, "Division of Tract No. 32 Section One, Riverdell Acres, Union District, Kanawha County, West Virginia", dated March 18, 1953, made by W. C. Sharge, Eng., and which last mentioned map is of record in said Clerk's Office in Deed Book 1040 at page 33; said parcel herein conveyed being more particularly bounded and described as follows: Beginning at an iron pipe in the northerly line of Michigan Avenue; said pipe being at the common corner of Tract Numbers 31 and 32 of Section One, of Riverdell Acres Subdivision, in Union District, Kanawha County, West Virginia; thence running with the division line between said Tracts No. 31 and 32, N 12 00' W with the division line between Tracts Nos. 32 and 33 a distance of 174.54 feet to an iron pipe in the northerly line of said Michigan Avenue; thence running in a westerly direction with the northerly line of said Michigan Avenue, a distance of 100.08 feet to the beginning, and being the southerly part of Tract No. 32. and being the same property conveyed unto Amy M. Yates, by Forrest B. Yates, the husband of Amy M. Yates, by deed dated March 29, 1984, and recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed Book 2060 at page 445. The said Amy M. Yates died June 24, 1995, a resident of Kanawha County, West Virginia and devised the subject property to William Burton Yates and Pattie Jo Mullins, by her Last Will and Testament dated January 8, 1980 and recorded in the aforesaid Clerk's Office in Will Book 583 at page 135 and to which deed, maps and will reference is hereby made for a more complete description of the property hereby conveyed. Further being the same property conveyed by deed dated September 18, 1995, from William Burton Yates and Genevieve Yates, his wife and Pattie Jo Mullins and Darrell D. Mullins, her husband, devisees of the Estate of Amy M. Yates to Russell R. Lynch and Mary Ann Lynch, and of record in the aforesaid Clerk's Office in Deed Book 2373 at page 343. The sale shall be made subject to any and all easements, rights-of-way, exceptions, reservations, restrictions, covenants, conditions, leases, liens, or encumbrances affecting title to the Real Estate, and further to any state of facts that would be disclosed by or apparent upon an inspection or an accurate survey of the Real Estate; provided, however, that any such re-striction, covenant or condition indicating a preference, limitation or discrimination based on race, color, religion, sex, marital status, ancestry, disability, handicap, familial status or national origin is hereby deleted to the extent such restriction, covenant or condition violates 42 U.S.C. 3604(c). The sale shall further be made subject to accrued and unpaid ad valorem real property taxes upon the Real Estate, for which the purchaser will be responsible. The Successor Trustee makes no representations or warranties as to the validity or priority of such liens, taxes, encumbrances and other matters, if any. TERMS OF SALE : 1. A buyer's premium equal to ten percent (10%) of the successful bid amount will be added to the successful bid amount to determine the contract sale price (the " Contract Sale Price "). 2. Cash in hand on the day of sale. The successful bidder shall tender to the Successor Trustee on the day of sale a deposit in the amount of Ten Thousand and 00/100 Dollars ($10,000.00) by certified or cashier's check payable to "Gerald E. Lofstead III, Successor Trustee." Such deposit is NON-REFUNDABLE , except as expressly provided by these Terms of Sale. The remaining balance of the Contract Sale Price must be paid to the Successor Trustee by certified or cashier's check or electronic funds transfer no later than 5:00 p.m. EDT on Friday, July 17, 2026. 3. Prospective purchasers are advised that the Secured Party shall retain Joe R. Pyle Complete Auction & Realty Service (the " Auctioneer ") to assist the sale of the Real Estate on Tuesday, June 16, 2026. 4. Upon conclusion of the sale of the Real Estate, a Memorandum of Sale will be executed confirming the sale of the Real Estate, the Contract Sale Price, the Terms of Sale, and the purchaser's agreement to comply fully therewith. Time is of the essence. 5. If the purchaser fails to deliver the Contract Sale Price within the prescribed time, at the Successor Trustee's sole discretion, the Successor Trustee may either (a) file suit to enforce specific performance or seek breach of contract or other applicable damages; (b) convey the Real Estate to the next highest bidder if such bidder will honor his, her or its bid; or (c) pro-ceed to resell the Real Estate pursuant to the aforesaid Deed of Trust . In the event of such a default, the defaulting purchaser shall forfeit his, her or its deposit and shall be liable to the Secured Party for the payment of any deficiency in the purchase price resulting therefrom, all costs and expenses of any subsequent sale, reasonable attorneys' fees, all other charges due, and incidental damages. In the event that a resale of the Real Estate results in a sale in excess of the amount originally bid by the defaulting purchaser, the defaulting purchaser shall not be entitled to return of his, her or its deposit, and waives any and all claims, rights and interest to any such excess amount and shall not be entitled to any distribution whatsoever from the resale proceeds. 6. The Secured Party reserves the right to bid on the Real Estate at the sale, which bid may be in the form of a credit bid. The Secured Party shall not be required to post a deposit. 7. The Real Estate may be sold either as a whole or in parcels in the Successor Trustee's sole discretion. 8. The Successor Trustee reserves the right to accept or reject any bids. 9. The Real Estate will be sold subject to any and all assessments and taxes against the Real Estate; all prior liens and encumbrances of any nature whatsoever; and the Internal Revenue Service's right of redemption, if any. 10. The purchaser shall be responsible for the payment of any accrued and unpaid ad valorem real property taxes against the Real Estate. 11. The purchaser shall be responsible for the payment of the transfer taxes imposed by West Virginia Code 11-22-2 and all other settlement costs and costs incidental to transfer of the Real Estate. Taxes and all other public charges and assessments outstanding against the Real Estate shall be paid by purchaser at settlement. 12. The Real Estate is being sold in "AS IS" condition. The Successor Trustee makes no representations or warranties of any kind or character including, but not limited to, the condition or zoning of the Real Estate, fitness of the Real Estate for any particular purpose, or the title to the Real Estate to be conveyed. Prospective purchasers must perform such independent investigations with respect to the Real Estate as they deem necessary prior to bidding on the Real Estate. 13. The purchaser is responsible for, and the Real Estate is sold subject to, any environmental matter or condition , whether latent or observable, if any, that may exist at or affect or relate to the Real Estate and to any governmental requirements affecting the same. The Real Estate will be sold subject to any building or housing violations, easements, agreements, re-strictions, terms, rights of way, filed and unfiled mechanics' and materialmen's liens, covenants, conditions, rights of redemption, liens and all other encumbrances having priority over the aforesaid Deed of Trust, if any, lawfully affecting the Real Estate, whether or not of record, including but not limited to environmental conditions (including without limitation possible wet-lands, riparian rights, critical or protected areas, and the presence of protected or endangered species) and all applicable federal, state and local laws, ordinances and regulations lawfully affecting the Real Estate. 14. The Successor Trustee will deliver a trustee's deed to the purchaser without any covenant or warranty (express or implied) in the form prescribed by West Virginia Code 38-1-6 upon receipt of the full Contract Sale Price in good and available funds. 15. If the Successor Trustee fails, refuses or for any reason is unable to convey title to the Real Estate, the sole remedy of the purchaser is the return of any deposit actually paid by the purchaser to the Successor Trustee. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition by the grantor prior to the sale or reinstatement or payoff of the loan secured by the Real Estate without the knowledge of the Successor Trustee. If the validity of the sale is challenged by a party in interest, the Successor Trustee, in his sole discretion, may declare the sale to be void and return the deposit. Purchaser shall have no further remedy. 16. The Successor Trustee shall be under no duty to cause any existing tenant or person occupying the Real Estate to vacate. Prospective purchasers are hereby advised that the rights of any existing tenants or persons occupying the Real Estate may be covered by the provisions of the federal Protecting Tenants at Foreclosure Act and West Virginia Code 38-1-16. 17. The Successor Trustee reserves the right to (i) modify or waive the requirements for bidder's deposits and terms of sale and/or settlement, (ii) withdraw the Real Estate from sale, (iii) reject any and all bids, and (iv) to adjourn the sale of the Real Estate for a time, or from time to time, without further notice, by announcement made at the time and place of the sale de-scribed above. 8. Announcements made on the day of sale take precedence over all prior communications, both verbal and written, concerning the sale of the Real Estate, including, but not limited to, these Terms of Sale.Given under my hand on April 16, 2026. /s/Gerald E. Lofstead III GERALD E. LOFSTEAD III Successor Trustee Spilman Thomas & Battle, PLLC P. O. Box 831 1233 Main Street, Suite 4000 Wheeling, West Virginia 26003 (304) 230-6975 LC-450635 05-09,16;2026
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