NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, Pill & Pill, PLLC, by that certain Deed of Trust dated June 14, 2010, executed by Borrowers, Brian Loy and Tina Loy, to George M. Schoen, the Trustee of record in the office of the Clerk of the County Commission of Fayette County, West Virginia, in Book 860, at Page 449. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 308 Montana St., Mount Hope, WV 25880. Pill & Pill, PLLC was appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated December 11, 2015, of record in the Clerk’s Office in Book 961, Page 93. The borrowers defaulted under the Note and Deed of Trust and the Substitute Trustee has been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustee will sell the following described property to the highest bidder at the front door of the Courthouse of Fayette County, in Fayetteville, West Virginia, on the following date: February 3, 2016 at 3:00 p.m. The property is described as of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Mount Hope District, Fayette County, West Virginia, and being more particularly described as follows: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF FAYETTE, STATE OF WEST VIRGINIA IN DEED BOOK 605 AT PAGE 317 AND IS DESCRIBED AS FOLLOWS: ALL THAT CERTAIN TRACT OR PARCEL OF REAL ESTATE, TOGETHER WITH ANY BUILDING OR IMPROVEMENTS THEREON, RIGHTS AND RIGHTS OF WAY INCIDENTAL THERETO, AND APPURTENANCES THEREUNTO BELONGING, SITUATE IN THE CITY OF MT. HOPE, FAYETTE COUNTY, WEST VIRGINIA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A 3/4″ IRON PIPE, AT A COMMON CORNER OF LOTS NOS. 31 AND 32, AND ALSO ON THE SOUTHERN SIDE OF MONTANA AVENUE, THENCE, S. 48 f 42′ E. 60.00 FEET TO A 4″ X 4″ SQ FENCE POST SET IN CONCRETE, THENCE, S. 41 f 18′ W. 50.00 FEET TO A SET 3/4″ IRON PIPE, THENCE N. 48 f 42′ W. 60.00 FEET TO A SET 3/4″ IRON PIPE, A COMMON CORNER OF LOTS NOS. 31 AND 30 AND MONTANA AVENUE, THENCE N. 41 f18′ E. 50.00 FEET TO THE POINT AND PLACE OF BEGINNING, CONTAINING 3,000 SQUARE FEET, MORE OR LESS, AS SHOWN ON A MAP ENTITLED “PROPERTY MAP FOR DAVID M. AND DURAN R. ROMAGE, SHOWING THE WESTERN ONE HALF OF LOT NO. 31, SECTION 7 TO WHICH SAID MAP REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. SAID MAP BEING ATTACHED TO A DEED FROM HAZEL HUFFMAN OSCHLAGER AND ANDRES A. OSCHLAGER, HER HUSBAND, TO DAVID M. ROMAGE AN DDUWAN F. ROMAGE, HIS WIFE AND RECORDED IN DEED BOON NO. 392, PAGE 602. APN: 5-268 BEING THE SAME PROPERTY DESCRIBED IN THE DEED TO BRIAN LOY AND TINA LOY, HUSBAND AND WIFE, AND THE SURVIVOR OF THEM, AS JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AND NOT AS TENANTS IN COMMON FROM JOHN A. ROMAGE, SINGLE RECORDED ON JULY 1, 2004 IN BOOK 605 AT PAGE 317, OF THE PUBLIC RECORDS OF FAYETTE COUNTY, WEST VIRGINIA. TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code c 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) of the total purchase price payable to the Trustee at sale. Pill & Pill, PLLC, Substitute Trustee BY: Richard A. Pill, Member Pill & Pill, PLLC 85 Aikens Center Edwin Miller Boulevard P.O. Box 440 Martinsburg, WV 25402 (304) 263-4971 foreclosures@ pillwvlaw.com 1-28-THR-3-FT; LG 16