TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated December 12, 2005, and duly recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book No. 3312, at Page 434, and modified by Corrective Affidavit recorded in Book No. 55, at Page 16, Warne Ferguson did convey unto David W. Draper, Jr., Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Select Portfolio Servicing, Inc. to foreclose thereunder, will offer for sale at public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on February 13, 2024 at 11:00 AM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 25 – Union District, Kanawha County, West Virginia, and more particularly described as follows: All of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Union District, Kanawha County, West Virginia, and being all of Lot No. Twenty (20) of the Pinewood Development Corporation’s Pinewood Park Subdivision, Union District, Kanawha County, West Virginia, as shown and designated on the map thereof, made by John A. Mason, Jr. Engineer, dated August, 1950, and filed and recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia. Being the same property conveyed to Warne Ferguson, by Barbara Turpin, by Karen Drew Swint, her Attorney-in-fact, by virtue of the Power of Attorney executed by Barbara Turpin, by deed dated November 10, 2005, and recorded in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed Book 2650, at page 81. This conveyance is made subject to the following restrictive and protective covenants, which shall be deemed covenants running with the land, and binding upon the said parties of the second part, their successors and assigns, to-wit: All lots in Pinewood Park Subdivision shall be used for residential purposes, and no building or structure shall be erected, altered, placed or permitted to remain on any lot other than on detached single family dwelling, not to exceed two and on-half stories in height and a private garage for not more than two cars. Any building built on the lot herein conveyed shall front on Weyland Road, of said Pinewood Park Subdivision. No dwelling shall be permitted on lots numbers five (5) to thirty-four (34), inclusive, at a cost of less than Ten Thousand Dollars ($10,000.00), based upon cost levels prevailing on October 17, 1950. No building shall be located on any lot nearer to the front line or nearer to the side street line, than the set-back lines shown on the recorded map. No building shall be located nearer than five (5) feet to any interior lot line, except that no side yard shall be required for a garage located fifteen (15) feet or more from the minimum building set-back line. For the purposes of this covenant, eaves, steps, and open porches shall not be considered as a part of a building. No noxious or offensive activity shall be carried on upon any lot, nor shall anything be erected, such as privies, hog pens, etc., nor shall anything be permitted or done thereon wich may be or may become and annoyance to the neighborhood. No structure of a temporary character, trailer, basement, tent, shack, garage, barn or other out-building shall be used on any lot at any time as a residence, either temporarily or permantly. No lot shall be used or maintained as a dumping ground for rubbish or collection of junk. Trash, garbage or other waste shall not be kept, except in covered sanitary containers. No individual sewage disposal system shall be permitted on any lot unless such system is designed, located and constructed in accordancve with the requirements, standards and recommendations of the State of West Virginia and Kanawha County Public Health Authority. Approval of said system must be obtained from said Authority before covering. The right to alter and r amend said map as to streets, size of unsold lots and r the addition of streets and roads are also reserved to and for the benefit of said corporation, its successors and r assigns. The pinewood Development Corporation hereby expressly reserves to and for itself, its successors and r assigns, all title and rights in the land comprising the streets, roads and other public walks and thoroughfares, as shown on the recorded map, or that may be amended or added thereto, excepting only the right of free, easy and unencumbered egress and ingress over the same to and from each lot to each other and to State Route No. 25. This conveyance is made subject to any and all covenants, restrictions, easements, and reservations which may be a matter of record in the Clerk’s office aforesaid and running with the land. At the time of the execution of the Deed of Trust, this property was reported to have an address of: 1511 Pinewood Park, Dunbar, WV 25064. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $4000.00 in cash and r certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No.79403 LC-166556 01-12,19;2024