NOTICE OF TRUSTEE’S SALE Pursuant to the authority vested in the undersigned J. Patrick Jones Substitute Trustee by Notice of Substitution of Trustee which notice is of record in the Office of the Clerk of the County of Commission of Cabell County, West Virginia, and by Deed of Trust dated November 9, 2015, executed by William D. Toney and Judy Toney to P. Andrew Vallandingham and Samuel Vallandingham , Trustees, which deed of trust is of record in the Office of the Clerk of Cabell County, West Virginia, in Trust Deed Book 2597 at Page 533, the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said deed of trust to sell the real estate described below, as there has been a default under the terms and conditions of said deed of trust. Therefore, the undersigned Substitute Trustee will sell the real estate described in the Deed of Trust, at a public auction on March 27, 2024 at 10 a.m. to the highest bidder at the east front door of the Courthouse of said County of Cabell, in Huntington, West Virginia, which real estate is more completely described as follows: All that certain lot, piece or parcel of land situated in the City of Huntington, Cabell County, West Virginia, known and designated on a map of Riverview, a copy of which map was filed in the Cabell County Court Clerk’s Office on 9 August, 1906 in Map Book 2, as Map 51, as a cross-sectional part of Lots 14 and 15, Block 4, and being more particularly described as follows: Beginning at a point in the west line of Division Street, which point is northerly 70 feet from the point of intersection of the said line of Division Street with the north line of First Avenue; thence with the said line of Division Street, northerly 27.5 feet; thence westerly and parallel with the said line of First Avenue, 80 feet; thence southerly and parallel to the line of Division Street, 27.5 feet; thence easterly and parallel to the said line of First Avenue, 80 feet to the point of beginning. Reserving, however, the westerly or rear 3 feet for sewer purpose for the benefit of the other owners of Lots 14 and 15, Block 4. TERMS OF SALE 1. Cash in hand paid on the day of sale. 2. The sale of the property will be made subject to all matters having priority over the deed of trust referred to herein including but not limited to any and all assessments and taxes against said property, all prior liens, encumbrances, lease, restrictions, covenants, conditions, rights of way and easements of any nature whatsoever. 3. The purchaser shall be responsible for the payment of the transfer taxes imposed by West Virginia Code 11-22-2. 4. The subject property will be sold in “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. 5. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. 6. The Substitute Trustee reserves the right to adjourn the sale, for a time, or from time to time, without further notice by announcement at the time and place of the sale described above. 7. The beneficiary of the Deed of Trust and holder of the note thereby-secured reserves the right to submit a bid for the property at the sale, which bid may be in the form of a credit bid. 8. Such other terms as may be announced at the time of Sale. Given under my hand this 21st day of February, 2024. LH-169236 02-22,29;2024