Legal Notices

NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, WV Trustee Services, LLC, by that certain Deed of Trust dated September 13, 2022, executed by Borrower(s), Carolyn Sue Clay and Joseph Carol Clay, to Chris Eller, the Trustee of record in the office of the Clerk of the County Commission of Boone County, West Virginia, in Book 401, at Page 592. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 307 1st St W, Madison, WV 25130. WV Trustee Services, LLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated February 3, 2026, of record in the Clerk’s Office. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Boone County, in Madison, West Virginia, on the following date: 19th day of March, 2026 at 11:30 a.m. THE SURFACE ONLY OF All that certain tract or parcel of land, situate, lying and being in the Town of Madison, Madison District, Boone County, West Virginia and being more particularly described as follows: Lot No. Fourteen (14), in Block “B” in the Town of West Madison, now part of the Town of Madison, said lot having a survey description as follows: BEGINNING at a 1/2″ rebar on the common corner of Lots 13 and 14 and on the Northern R/W Line of First Street, running with said R/W, N. 60 00` W. – 40.00` to a 5/8″ rebar/cap, common corner to Lots 14 & 15; thence running with the common line of Lots 14 & 15, N. 30 00` E. 100.00` to a 5/8″ rebar/cap common corner to Lots 14 & 15 and on the Southern R/W Line of a 10` Alley; thence running with said R/W of 10` Alley S. 60 00` E. – 40.23` to a 1/2″ rebar/cap, common corner to Lots 13 & 14, thence running with common line of Lots 13 & 14 S. 30 00` W. 100.00` to the point of beginning and containing 0.092 acre, more or less, as the same is shown and depicted on a plat of survey thereof prepared by Johnny R. McClure, P. S., 0848SU, State of West Virginia, bearing the following legend, “PLAT OF RE-SURVEY FOR MICHAEL S. & KATHY E. ELKINS SHOWING A PARCEL OF LAND LOT #14, BLOCK (B) OF THE TOWN OF WEST MADISON TAX MAP 4/PARCEL 41.2 REFERENCE DB 180/369 SITUATED ON LITTLE COAL RIVER MADISON CITY DISTRICT, BOONE COUNTY, MADISON, WEST VIRGINIA SCALE 1″ = 50` DATE: 12- 13-2005”. And being the same real estate conveyed to Joseph Carol Clay and Carolyn Sue Clay, by a deed of even date herewith, from Joshua Graffius, which deed was recorded 09/14/2022 in Book 344, Page 766, in the Office of the Clerk of the County Commission of Boone County, West Virginia. TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) Pursuant to the Financial Crimes Enforcement Network’s Residential Real Estate Reporting Rule (31 C.F.R. Part 1031), effective March 1, 2026, certain non-judicial foreclosure sales involving purchasers that are legal entities or trusts and that include cash consideration may be subject to federal reporting requirements. Any successful bidder that is a legal entity or trust and paying cash shall be required, as a condition of sale, to retain a licensed West Virginia attorney to conduct the closing, who shall be designated in writing as the Reporting Person responsible for all required FinCEN filings and record retention. Trustee shall not act as the Reporting Person and shall have no responsibility for compliance with FinCEN reporting requirements. 7) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale. WV Trustee Services, LLC, Substitute By: Jim Ashley, Limited Signing Officer WV Trustee Services, LLC McGuire Office Center 618 Tenth Street, Suite 108 Huntington, WV 25701 (304) 853-3336 jim.ashley @wvtrusteeservices. com LH-420398 02-18,03-04,11;2026