TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated October 18, 2007, and duly recorded in the Office of the Clerk of the County Commission of Mercer County, West Virginia, in Book No. 1125, at Page 1, Dillard Lyle, Jr. and Schvonne Lyle did convey unto Janet Phillips, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee by a Substitution of Trustee dated March 30, 2015 and recorded in the aforesaid Clerk’s office; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Christiana Trust, A Division of Wilmington Savings Fund Society, FSB, as Trustee for Stanwich Mortgage Loan Trust, Series 2012-18 to foreclose thereunder, will offer for sale at public auction at the front door of the Mercer County Courthouse in Princeton, West Virginia, on May 7, 2015 at 1:30 PM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in Rock District, Mercer County, West Virginia, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE AND BEING NEAR LASHMEET, ROCK DISTRICT, MERCER COUNTY, WEST VIRGINIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PEN WITH THE RIGHT OF WAY OF REESE HARMON ROAD THENCE N. 10 DEGREES 19 MINUTES W. 1297.04 FEET TO AN IRON PEN THENCE S. 25 DEGREES 45 MINUTES E. 1341.30 FEET TO A LARGE FENCE POST IN THE RIGHT OF WAY LINE OF REESE HARMON ROAD THENCE RUNNING WITH SAID ROAD S. 79 DEGREES 39 MINUTES W. 364.50 FEET TO THE POINT OF BEGINNING, CONTAINING 5.42 ACRES. MAP 31 PARCEL 38.2 BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM MARTIN V. WRIGHT TO DILLARD LYLE, JR. AND SCHVONNE LYLE HUSBAND AND WIFE JOINT TENANTS, DATED 05/02/2000 RECORDED ON 05/05/2000 IN BOOK 819, PAGE 299 IN MERCER COUNTY RECORDS, STATE OF WV. At the time of the execution of the Deed of Trust, this property was reported to have an address of: 909 Reese Harmon Ridge Road, Rock, WV 24747. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $9,000.00 in cash and/or certified funds as deposit with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 6108 Mid Atlantic Drive Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 28275