NOTICE

NOTICE OF TRUSTEE’S SALE NOTICE IS HEREBY GIVEN that by virtue of that certain Deed of Trust dated June 5, 2006, executed by Jack A. Smith and Teresa L. Smith to Phillip Scantlebury, Trustee, of record in the Office of the Clerk of the County Commission of Mercer County, West Virginia, in Trust Deed Book 1079, at page 770, David M. Kersey having been substituted as Trustee pursuant to Substitution of Trustee of record in the aforesaid Clerk’s office in Trust Deed Book 1301, at page 485, default having occurred in payment of the indebtedness secured by said deed of trust, and the undersigned substitute trustee having been requested to do so by First Century Bank formerly First Century Bank, N. A., owner and holder of the indebtedness secured by said Deed of Trust, the undersigned Substitute Trustee will offer for sale and sell at public auction on October 19, 2015, at 10:00 a.m., at the north entrance to the Mercer County Courthouse, 1501 Main Street, Princeton, Mercer County, West Virginia, the following described real estate, together with the improvements thereon and appurtenances thereunto belonging, more particularly bounded and described as follows: The real estate to which said Deed of Trust applies is situate in the City of Bluefield, Mercer County, West Virginia, designated as Lot 12, Section 876, on a map bearing the legend “PLAT OF LOT 12 SECTION 876 904 PEARL STREET EXTENSION BLUEFIELD WEST VA. BEAVER POND DISTRICT MERCER COUNTY Scale 1” = 20′ October 20, 1988 by A. M. Shields, P. E.”, said map of record in the Office of the Clerk of the County Commission of Mercer County, West Virginia as microfilm plat record #9961, which property is more particularly bounded and described as follows: BEGINNING at a point on the north line of Pearl Street situate N. 69? 53′ E. 250.00 feet the intersection of the eastern line of Dearborn Avenue with the northern line of Pearl Street; thence N. 20? 01′ W. 183.86 feet to a point on a 15 foot wide alley; thence N. 60? 47′ E. 56.96 feet to a point (former deed calls for S. 60? 40′); thence S. 26? 26′ E. (prior deed calls for N. 26? 16′ W.) 194.24 feet to the northern line of Pearl Street; thence with the northern line of Pearl Street, S. 70? 01′ W. (prior deed calls for N. 69? 59′ E.) 77.93 feet to the place of the BEGINNING. And being the same real estate conveyed to Jack A. Smith, by deed of Jack A. Cremens and Hildreth Cremens, husband and wife, dated October 31 1988, of record in the office of the Clerk of the County Commission of Mercer County, West Virginia in Deed Book 683, at page 642. TERMS OF SALE: Ten percent (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) cash in hand on day of sale and balance upon delivery of deed. Sale subject to any and all real property taxes or assessments due or to become due, all applicable subdivision and zoning restrictions, matters of survey, compliance with environmental regulations, rights of tenants in possession, if any, and all other pertinent liens, easements, restrictions and reservations of record. The property is sold in an “as is” condition. The purchaser shall pay the excise tax on the transfer of real estate. Any personal property remaining on the premises at the time of sale shall be considered abandoned. The undersigned trustee reserves the right to reject any and all bids, the right to continue the sale by announcement on the date of the sale and the right to announce other conditions upon the sale, which announced conditions, if any, shall be in addition to or take priority over any conditions set forth herein. Given under my hand this 16th day of September, 2015. David M. Kersey Substitute Trustee