010078058 November 18, 25


To: Samantha L. Taylor, f/k/a Samantha Friend

Notice is hereby given that pursuant to the authority of that certain Deed of Trust executed by Samantha Friend, n/k/a Samantha L. Taylor to the Trustee as therein named for said Lender, said Deed of Trust bearing date of the 9th day of August, 2007, and of record in the Office of the Clerk of the County Commission of Monongalia County, West Virginia, in Trust Deed Book No. 1578, at Page 360, and default having been made in the payment of the indebtedness secured by the aforesaid Deed of Trust, and further, said Lender having executed that certain Appointment of Substitute Trustee appointing and substituting Keith J. Pappas as the Trustee of the aforereferenced Deed of Trust instrument, and that the said Trustee has been formally instructed by said Lender, the owner and holder of the Note evidencing said indebtedness, to advertise and sell the property as hereinafter described, on the terms and provisions as more particularly set forth in said Deed of Trust. Therefore, I, Keith J. Pappas, the undersigned Trustee, will on Thursday, the 3rd day of December, 2015, at 11:00 a.m., offer for public sale to the highest bidder, for cash, at the main entrance of the Monongalia County Courthouse, situate at 243 High Street, Morgantown, West Virginia, the real estate as conveyed by said Deed of Trust and therein described as follows, to wit:

All of the following described parcel, tract, or unit of real estate, together with all appurtenances thereunto belonging, situate, lying and being in the Sixth Ward, of the City of Morgantown, Monongalia County, West Virginia, with a known address of 1309 Mineral Avenue, Unit 4, Morgantown, West Virginia, more particularly bounded and described as follows, to-wit:

All of Unit 4 of The Jerome Park Loft’s as shown and illustrated on that plat of survey dated August 2, 2007, and Revised August 3, 2007, prepared by John W. Horne, LLS No. 72 SU, of H J Surveying and Associates Inc., of record in the Office of the Clerk of the County Commission of Monongalia County, West Virginia, in Map Cabinet 3, Envelope 230B. There is also granted and conveyed, an undivided 1/6 interest in and to all the common elements as shown on the plat and an undivided interest in and to the limited common elements.

And being the same real estate that was conveyed to Samantha Friend, n/k/a Samantha L. Taylor from Castle Ventures IV, LLC, a West Virginia limited liability company, by Deed dated the 3rd day of August, 2007, and recorded in the aforesaid County Clerk’s Office, in Deed Book 1348, at Page 692.

THIS SALE is made subject to any prior liens, assessments or mortgages, persons in possession and the rights of any tenants therein and said property is being sold "as is," and "where as," without any representation or warranty, express or implied, as to the condition of the improvements, the availability of utilities, whether latent or patent defects may exist therein or thereon, the existence of any defect respecting the quality or marketability of the title thereof, matters which would be revealed by an accurate survey or visual inspection of the premises, the improvements thereon and its boundaries.

TERMS OF SALE: Said real estate will be sold for cash in hand on the day of the sale or other terms as may be acceptable to Lender on said day and date. All persons intending to be present at said time and place of sale, and intending to bid, must register with Trustee, showing a valid proof of identity and letter of credit from source of funds or bank in amounts equivalent to any proposed bid, plus costs. All bids may be freely assigned to qualified parties or entities, subject to Lender’s consent. Purchaser shall pay all transfer tax stamps, property taxes, advertising, recording costs, deed preparation and closing costs incurred pursuant to said bid, purchase and transfer. The undersigned Trustee reserves the right to continue said sale from time to time and to reject any and all bids or offers at any time.

DATED this 4th day of November, 2015.

Keith J. Pappas, Trustee
176 Fayette Street
Morgantown, WV 26505
Phone: (304) 292-0821
Fax: (304) 292-0514