010058246 March 4, 11
TRUSTEE’ S SALE OF VALUABLE REAL ESTATE
The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated July 3, 2013, and duly recorded in the Office of the Clerk of the County Commission of Monongalia County, West Virginia, in Document No. 508981, in Book No. 1952, at Page 786, Stephanie April Ratliff did convey unto Stephen M. Mathias, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee by a Substitution of Trustee dated November 25, 2014 and recorded in the aforesaid Clerk’ s office; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Franklin American Mortgage Company to foreclose thereunder, will offer for sale at public auction at the front door of the Monongalia County Courthouse in Morgantown, West Virginia, on
March 20, 2015 at 9:30 AM
the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in Grant District, Monongalia County, West Virginia, and more particularly described as follows:
ALL THE FOLLOWING DESCRIBED PARCEL OF REAL ESTATE, TOGETHER WITH ALL RIGHTS, PRIVILEGES, IMPROVEMENTS, RIGHTS-OF-WAY AND APPURTENANCES THEREUNTO BELONGING OR IN ANYWISE APPERTAINING, SITUATE IN GRANT DISTRICT, MONONGALIA COUNTY, WEST VIRGINIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS:
ALL OF RIDGE POINT LOT NO. 77 AND THE APPURTENANCES THEREUNTO BELONGING, WITHOUT LIMITATION, A NON-EXCLUSIVE EASEMENT AND RIGHT OF WAY FOR ACCESS TO AND FROM SAID LOTS AND WEST VIRGINIA COUNTY ROUTE 19/19 ON, OVER AND ACROSS BIRD’ S EYE VIEW DRIVE ALL AS IS MORE PARTICULARLY DESCRIBED, SET FORTH AND LAID DOWN ON THE PLAT DATED NOVEMBER 21, 2011, ENTITLED “RIDGE POINT SUBDIVISION REVISED PLAT MONONGALIA COUNTY” , PREPARED BY PETER H. LORENZEN AND RECORDED IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF MONONGALIA COUNTY, WEST VIRGINIA, IN MAP CABINET 5, ENVELOPE 118A.
AND BEING THE SAME REAL ESTATE CONVEYED FROM DAN RYAN BUILDERS, INC. A MARYLAND CORPORATION, TO STEPHANIE BY DEED DATED JUNE 20, 2013 OF RECORD IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF MONONGALIA COUNTY, WEST VIRGINIA IMMEDIATELY PRIOR HERETO.
SUBJECT TO ANY AND ALL EASEMENTS, RIGHTS-OF-WAY, CONDITIONS, COVENANTS AND RESTRICTIONS OF RECORD OR IN EXISTENCE.
THE ADDRESS OF THE PARTIES OF THE FIRST PART TO WHICH NOTICES REQUIRED BY WEST VIRGIINIA CODE § 38-1-4 SHALL BE MAILED IS 195 BIRDS EYE VIEW DRIVE, MORGANTOWN, WV 26501
At the time of the execution of the Deed of Trust, this property was reported to have an address of: 195 Birds Eye View Drive, Morgantown, WV 26501.
The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’ s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.
The subject property will be sold in "AS IS" condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
TERMS: $9,000.00 in cash and/or certified funds as deposit with the balance due and payable within 30 days of the day of sale.
FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.
Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.
SENECA TRUSTEES, INC.
6108 Mid Atlantic Drive
Morgantown, WV 26508
Toll free: (888) 534-3132
Reference File No.