NOTICE OF SUBSTITUTE TRUSTEE…

NOTICE OF SUBSTITUTE TRUSTEE'S SALE NOTICE is hereby given that, by virtue of the authority vested in the undersigned Substitute Trustee under that certain Deed of Trust dated the 9th day of December, 2022 executed by RYAN RIFE to Robert H. Skeen, trustee, and The Huntington National Bank, Beneficiary, said Deed of Trust recorded in the office of the Clerk of the County Court of Kanawha County, West Virginia, in Trust Deed Book 4621, at Page 953 under which authority PAUL E. BISER, who was substituted as Trustee under the Deed of Trust by a Notice of Substitution of Trustee dated the 9th day of September, 2025 and recorded in the aforesaid Clerk's office in Trustee Book 4767, at Page 35, now acts, by which was conveyed to the said Substitute Trustee the said hereinafter described real estate, to secure the payment of a certain note set out and described therein, and default having been made under the terms and conditions of said Deed of Trust, and the provisions of said Deed of Trust concerning acceleration having been complied with by the Lender and present holder of the note, and Paul E. Biser having been requested so to do by the owner and holder of said note, shall sell to the highest bidder, on OCTOBER 27, 2025 at 11:00 o'clock a.m., at the front door of the Court House of Kanawha County, West Virginia, the following described real estate: All that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of St. Albans, Kanawha County, West Virginia, and known, numbered and designated as all of Lot No. Forty-Three (43) as shown on that certain map entitled "Ravens Park Acres, St. Albans, West Virginia" dated October 8, 1938, made by C. K. Conner, Civil Engineer, and duly of record in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Map Book 8 at page 29 TERMS OF THE SALE: 1) The property will be conveyed in an AS IS physical condition by Deed containing no warranty, express or implied, subject to the all property taxes, prior deeds, liens, reservations, encumbrances, restrictions, rights-of- ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 3) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 4) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 5) FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. 6) Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same. 7) The total purchase price is payable to the Trustee by certified or cashier's check within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale by certified or cashier's check. GIVEN under my hand this 26th day of September, 2025. /s/ Paul E. Biser Paul E. Biser – Trustee – W.Va. Bar #7319 FREDEKING & BISER LAW OFFICES, PLLC 511 Eighth Street Huntington, West Virginia 25701 (304)525-7701 [email protected] LC-354011 09-30,10-07;2025
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