NOTICE OF TRUSTEE’S SALE and Notice of the Beneficiary/Servicer’s election to sell property is hereby given pursuant to and by virtue of the authority vested in the Trustee by that certain Deed of Trust dated February 20, 2004, executed by Thomas N. Veon and Dawn M. Veon to Jenny N. Phillips, Trustee, of record in the Office of the Clerk of the County Commission of Wood County, West Virginia, in Book 1187, at Page 166. Hereford & Riccardi, PLLC was appointed as Trustee by SUBSTITUTION OF TRUSTEE dated April 8, 2015, of record in the Clerk’s Office in Book 1865, at Page 431. The borrowers defaulted under the Note and Deed of Trust and the Trustee has been instructed to foreclose under the Deed of Trust. Accordingly, the Trustee will sell the following described property to the highest bidder at the front door of the Courthouse of Wood County, in Parkersburg, West Virginia, on:


TUESDAY, MAY 19, 2015, AT 9:15 O’CLOCK A.M.


All of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Williams District, Wood County, West Virginia, and being more particularly bounded and described as follows:


BEING all of Lot No. 106 Brierwood Subdivision as shown and described on that certain plat of said Subdivision, which is of record in the Office of the Clerk of the County Commission of Wood County, West Virginia, in Plat Book 16, as page 5, to which plat is of record, reference is hereby made and for a more particular description of said lot.


This is the same property conveyed unto Thomas N. Veon and Dawn N. Veon by Deed dated February 16, 2004, of record in the Clerk’s Office in Book 1063, at Page 920.


By the acceptance, purchase and ownership of any lot or lots, the owner or owners automatically becomes or become members and subject to the By-laws, rules and regulations of the Brierwood Subdivision Property Owners Association, its successors and assigns, which organization shall be non-profit and for the purpose of improving and maintaining the public roads and streets, recreational areas and common lands of said Subdivision, each lot owner or owners to have one vote per lot.



1) The property will be conveyed in an âAS ISã physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of- ways, easements, covenants, conveyances and conditions of record in the Clerkás office or affecting the subject property.

2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code ç 11-22-2.

3) Real estate taxes due and payable have been paid. All real estate taxes hereafter will be the responsibility of the purchaser.

4) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale.

5) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee.

6) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate the property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY.

7) The total purchase price is payable to the Trustee by cashier’s check, cash or the equivalent within thirty (30) days of the date of sale, with ten percent (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) of the total purchase price payable to the Trustee at sale by cashier’s check, cash or the equivalent. There will be no refund granted of any amount if the third party purchaser elects not to purchase the property for any reason. Minimum acceptable bid will be $38,000.00.

8) For more information on this property, please see listing on the PROPERTIES FOR SALE WEBSITE: http://www. resales.usda.gov/.


Given under my hand this 27th day of April 2015.



By: Philip B. Hereford, Member

405 Capitol Street, Suite 306

Charleston, West Virginia 25301

Phone: (304) 346-1800



May 11, 18