NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE`S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustees, Richard A. Pill, David D. Pill, and Amanda E. Steiner, any of whom may act, by that certain Deed of Trust dated October 8, 2004, executed by Borrowers, Kenneth C. Baker and Karen C. Baker, to Janet Phillips, the Trustee of record in the office of the Clerk of the County Commission of Raleigh County, West Virginia, in Book 5015, at Page 3247. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 153 Honeysuckle Lane, Cool Ridge, WV 25825. Richard A. Pill, David D. Pill, and Amanda E. Steiner were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated December 5, 2014, of record in the Clerk`s Office in Book 5057 at Page 4048. The borrower defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Raleigh County, in Beckley, West Virginia, on the following date: February 12, 2015 at 12:45 p.m. The property is described as of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Shady Spring District, Raleigh County, West Virginia, and being more particularly described as follows: THAT CERTAIN PARCEL OF LAND LOCATED NEAR COOL RIDGE IN SHADY DISTRICT OF RALEIGH COUNTY. WEST VIRGINIA, BEING A PART OF LOT NO.14 OF GLADE CREEK FARMS, A PART OF THE SAME PARCEL OF LAND CONVEYED TO DAVE A. MEADOWS, JR. AND PAMELA J. MEADOWS, BY DEED DATED THE 8TH DAY OF MAY, 1995, RECORDED IN THE OFFICE OF THE CLERK OF RALEIGH COUNTY, WEST VIRGINIA, IN ROLL 74, AT PAGE 2064, SAID PARCEL OF LAND BOUNDED AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A REBAR (FOUND) ON THE LOT LINE OF LOTS NO.13 AND 14 (REFERENCED 450.00 FEET FROM THE RIGHT-OF-WAY OF BENNINGTON ROAD), SAID POINT OF BEGINNING BEING A CORNER OF THE JAMES A. GWINN (R26-753) PART OF LOT NO. 14; THENCE LEAVING THE CORNER TO THE SAID GWINN PART OF LOT NO. 14, AND WITH THE LOT LINE OF LOTS NO.13 AND 14; N 49 DEG 00 MIN W 835.23 FEET TO A REBAR (FOUND) BEING THE CORNER OF LOTS NO.13 AND 14, THENCE WITH THE LOT LINE OF LOT NO. 14; N. 78 DEG 31 MIN E 252.15 FEET TO A REBAR (SET) BEING THE CORNER OF LOTS NO.14 AND 15: THENCE WITH THE LOT LINE OF LOTS NO.14 AND 15; S 49 DEG 00 MIN E 681.67 FEET TO AN IRON PIPE (FOUND), BEING A CORNER OF THE SAID JAMES A. GWINN PART OF LOT NO.14, THENCE WITH A LINE THROUGH LOT NO.14 (BEING THE SAID GWINN BOUNDARY LINE); S 41 DEG 00 MIN W 200.00 FEET TO THE POINT OF BEGINNING, CONTAINING 3.482 ACRES, MORE OR LESS. MAP NUMBER: 33 PARCEL NUMBER: 1.20 BY FEE SIMPLE DEED FROM BERNARD G. SUMMERS AND GERALDINE J. SUMMERS, HIS WIFE AS SET FORTH IN BOOK 5003 PAGE 3496 DATED 10/25/2000 AND RECORDED 10/27/2000, RALEIGH COUNTY RECORDS, STATE OF WEST VIRGINIA TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code c 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee by certified or cashier’s check within thirty (30) days of the date of sale, with ten (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) of the total purchase price payable to the Trustee at sale. Given under my hand this 7th day of January, 2015. Richard A. Pill, Substitute Trustee David D. Pill, Substitute Trustee Amanda E. Steiner, Substitute Trustee 85 Aikens Center Martinsburg, WV 25402 (304) 263-4971 pillforeclosures@ earthlink.net 2-5-THU-3-RH; L 2472