NOTICE OF TRUSTEE’S SALE NOTICE is hereby given that default having been made under the terms of a Deed of Trust dated February 1, 2001, and of record in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, on Book 5003 at page 9065, executed by Lesa Buckland to Clyde A. Smith, Jr. and Kimberly G. Mann, Trustees, securing Wilcox Development Corporation, which was given to secure the payment of the note therein described, and demand having been made upon the undersigned so to do, the undersigned Trustee, Clyde A. Smith, Jr. will, on the 3rd day of November, 2015, at the front door of the Raleigh County Courthouse, in the City of Beckley, West Virginia, at 9:30 a.m., sell the property hereinafter described, which property was conveyed in said Deed of Trust, and being more particularly described as follows: All that certain lot or parcel of land being Lot 10 of Country Roads Estates, Section II, in Richmond District, Raleigh County, West Virginia, as shown on a Map recorded in the Office of the Clerk of the County Commission of Raleigh County, West Virginia in Map File 4-208. And being the same property conveyed to Lesa Buckland by Deed dated the 23rd day of January, 2001 from Wilcox Development Corporation, a West Virginia Corporation, which said deed is of record in the Office of the Clerk of the County Commission of Raleigh County, West Virginia in Book 5003 at Page 9064. This Deed is made and accepted subject to the following Restrictions: 1. All homes are to have veneering stone or brick on visible foundation on ends of house and front. 2. All manufactured homes are to have a front porch, with a gable roof when possible, not smaller than 6′ x 8′. 3. There are to be no permanent outbuilding, sheds or structures to the front of homes. There are to be no temporary structures, vehicles, boats, campers, etc, to front of home on a permanent basis. 4. All homes are to have a rear deck as a form of egress not smaller than 8′ x 8′. 5. No homes shall be less than 1,000 square feet of living space. 6. This lot shall be for a single-family residence only and shall not be subdivided. Said property will be sold upon the following terms and conditions: 1. Cash in hand on day of sale. 2. The property will be conveyed in an “AS IS” condition by Deed containing Special Warranty of Title, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, validly enforceable prior liens, reservations, encumbrances, restrictions, right-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 3. The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4. The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5. The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, or remove any personal property and/or belongings remaining at the property. 6. The purchaser(s) at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property. 7. In the event there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Clyde A. Smith, Jr. TRUSTEE 10-8-THU-2-RH L 3496