NOTICE OF TRUSTEE’S SALE and Notice of the Beneficiary/Servicer’s election to sell property is hereby given pursuant to and by virtue of the authority vested in the Trustee by that certain Deed of Trust dated April 28, 2006, executed by William T. Morris and Brittany M. Morris to Robert M. Steptoe, III, Trustee, of record in the Office of the Clerk of the County Commission of Hampshire County, West Virginia, in Book 422, at Page 711 and by that Deed of Trust dated June 4, 2007, executed by William T. Morris to Robert M. Steptoe, III, Trustee, of record in the Clerk’s Office in Book 453, at Page 152. Hereford & Riccardi, PLLC was appointed as Trustee by SUBSTITUTION OF TRUSTEE dated October 14, 2014, of record in the Clerk’s Office in Book 577, at Page 577.  The borrowers defaulted under the Note and Deed of Trust and the Trustee has been instructed to foreclose under the Deed of Trust. Accordingly, the Trustee will sell the following described property to the highest bidder at the front door of the Courthouse of Hampshire County, in Romney, West Virginia, on:

MONDAY, JANUARY 12, 2015, AT 11:30 O’CLOCK A.M.

All that certain lot or parcel of real estate, together with the improvements thereon and the appurtenances thereunto, situate in Gore District, Hampshire County, West Virginia, and being more particularly bounded and described as follows:

Containing 2.000 acres, as shown on that certain Plat of Survey for William T. & Brittany M. Morris, dated April 8, 2006, prepared by Rickie C. Davy, PS No. 535, attached to that certain deed dated April 26, 2006, to be recorded in the Hampshire County land records immediately preceding this instrument, and further said Plat of Survey is made a part hereof by reference for all proper and pertinent reasons, including a more particular metes and bounds description of the subject 2.000 acre tract.

This is the same property conveyed to William T. Morris and Brittany M. Morris by deed dated April 26, 2006, of record in the Clerk’s Office in Book 454, at Page 776.

1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property.
2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code § 11-22-2.
3) Real estate taxes due and payable have been paid.  All real estate taxes hereafter will be the responsibility of the purchaser.
4) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale.
5) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee.
6) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate the property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY.
7) The total purchase price is payable to the Trustee by cashier’s check, cash or the equivalent within thirty (30) days of the date of sale, with ten (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) of the total purchase price payable to the Trustee at sale by cashier’s check, cash or the equivalent. There will be no refund granted of any amount if the third party purchaser elects not to purchase the property for any reason. Minimum acceptable bid will be $74,500.00.
8) For more information on this property, please see listing on the PROPERTIES FOR SALE WEBSITE:  http://www.resales.usda.gov/.

Given under my hand this 18th day of December, 2014.

By: Philip B. Hereford, Member
405 Capitol Street, Suite 306
Charleston, West Virginia 25301
Phone: 304-346-1800