NOTICE IS HEREBY GIVEN that by virtue of a deed of trust dated March 7, 2025 (the "Deed of Trust"), made by Fairmont Community Development Partnership, Inc. to Valerie Hurst, Trustee, of record in the Office of the Clerk of the County Commission of Marion County, West Virginia, in Trust Deed Book 1358, at Page 729, to secure Freedom Bank, Inc. in the payment of the sum of $480,333.66, evidenced by a negotiable promissory note bearing even date therewith, and Freedom Bank, Inc. being authorized and empowered to designate and appoint one or more substitute trustees in the place and stead of the trustees named in the Deed of Trust and the undersigned, Appalachian Title Services, LLC, a West Virginia limited liability company, having been so appointed by the terms of a Designation of Substitute Trustee of record in said Clerk's office, and default having been made in the payment of said indebtedness and said Substitute Trustee having been requested in writing so to do by Freedom Bank, Inc., the owner and holder of said note, said Substitute Trustee, on
TUESDAY, JULY 14, 2026
AT 11:30 A.M. EASTERN TIME
will offer for sale and sell at public auction at the front door of the Marion County Courthouse in Fairmont, West Virginia, to the highest bidder therefor, all those certain lots or parcels of real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in Fairmont City District, Marion County, West Virginia, and more particularly described as follows:
SECOND PARCEL: 624 Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in Fairmont City District, Marion County, West Virginia, and more particularly described as follows:
Lot 102, Ogden Avenue, City of Fairmont, Fairmont City District, Marion County, West Virginia.
And being the same real estate conveyed to Fairmont Community Development Partnership from David A. Glance, Deputy Commissioner of Forfeited and Delinquent Lands for Marion County, West Virginia, acting for and on behalf of the State of West Virginia, by Deed dated March 22, 1994, and recorded in said Clerk's Office in Deed Book 916, at Page 477.
FIFTH PARCEL; 813 Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in the Fairmont City District, County of Marion, bounded and described as follows:
Lot 31 Ogden Avenue, City of Fairmont, Fairmont City District.
And being the same real estate conveyed to Fairmont Community Development Inc. from David A. Glance, Deputy Commissioner of Delinquent and Nonentered Lands of Marion County, West Virginia, by Deed dated April 12, 1996, and recorded in said Clerk's Office in Deed Book 932, at Page 718.
THIRTEENTH PARCEL; 622 Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, lying and being in the Jackson Addition in the City of Fairmont, Fairmont City District, Marion County, West Virginia, and which real estate is more particularly described as follows:
Lot No. Thirteen (13), in Block "T" of the Jackson Addition in the City of Fairmont, Fairmont City District, Marion County, West Virginia, a plat of which is recorded in the Office of the Clerk of the County Commission of Marion County, West Virginia, in Deed Book 114, at Page 98.
This conveyance is expressly made subject to all other reservations, rights of way, easements, covenants, conditions, agreements, limitations and exceptions set forth in prior deeds comprising the chain of title and by which the Grantor is bound in the ownership thereof insofar as the same are now in force and effect.
And being the same real estate conveyed to Fairmont Community Development Partnership, Inc. from Frank Bilotta, Kenneth L. Wright, William J. Harvey, Edwin Anderson, and Jeanne Cottingham, as Trustees of the Light of Life World Outreach Center Church of Fairmont, West Virginia, by Deed dated March 24, 2006, and recorded in said Clerk's Office in Deed Book 1012, at Page 231.
EIGHTEENTH PARCEL; 500 Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in Fairmont City District, Marion County, West Virginia, and more particularly bounded and described as follows:
Lot, fronting 42.6 feet on Ogden Avenue, City of Fairmont, Fairmont City District, Marion County, West Virginia.
And being the same real estate conveyed to Fairmont Community Development Partnership, Inc., from Vicki Geary, as Executive Director for North Central West Virginia Community Action Association, Inc., by Deed dated March 23, 2018, and recorded in said Clerk's Office in Deed Book 1226, at Page 721.
NINETEENTH PARCEL: Lot 87, Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in Fairmont City District, County of Marion, bounded and described as follows:
All of Lot 87, Ogden Avenue, City of Fairmont, Fairmont City District.
And being the same real estate conveyed to Fairmont Community Development Partnership, Inc. from David A. Glance, Deputy Commissioner of Delinquent and Nonentered Lands of Marion County, West Virginia, by Deed dated January 14, 2004, and recorded in said Clerk's Office in Deed Book 990, at Page 162.
TWENTIETH PARCEL: 527 Ogden Avenue, Fairmont, WV
All of the following described real estate, together with the buildings and improvements thereon and the appurtenances thereunto belonging, situate in Fairmont City District, Marion County, West Virginia and more particularly bounded and described as follows:
Lot No. 2 as designated and described on the map or plat of said addition. Excepting and reserving therefrom a strip 4 feet in width adjacent to Lot. No. 1 in said addition, said strip fronting on Ogden Avenue and being the same strip that conveyed by Malissa Layman to Stephen M. Holt on, June 4, 1904, and of record in said Clerk's Office in Deed Book No. 134, at Page 58. The residue of said Lot No. 2 herein granted and conveyed fronts 46 feet on the Western line of Ogden Avenue and extends back about 100 feet.
And being the same real estate conveyed to Fairmont Community Development Partnership, from Gaynell V. Clay, by Deed dated June 2, 2017, and recorded in said Clerk's Office in Deed Book 1210, at Page 569.
TERMS OF SALE: Ten percent (10%) of the sales price shall be paid by cash, cashier's check, or check guaranteed by bank letter of credit in acceptable form, in hand on the day of sale (the "Good Faith Deposit"), with the balance to be paid in cash at closing within 30 days after the date of sale. The sale of said property will be made subject to all exceptions, reservations, rights of way, easements, conditions, covenants, restrictions, leases and other servitudes of record, if any, pertaining to said real estate, and any and all real estate taxes, charges, or assessments levied or assessed against the Subject Property.
The Subject Property shall be sold "AS IS" and "WITH ALL FAULTS." The Substitute Trustee shall not be liable for any representations or warranties respecting the physical condition, size or characteristics of the Subject Property. Conveyance shall be by special warranty deed, and purchaser shall pay for all transfer stamps, recording fees, and other closing costs.
The risk of loss or damage to the Subject Property shall be borne by the foreclosure purchaser from and after the bid strikedown at the time of sale. The Substitute Trustee will not deliver possession of the Subject Property to the foreclosure purchaser, who shall be solely responsible for obtaining possession of the Real Property. Further, the Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the Subject Property to vacate said property, and any personal property and/or belongings remaining at the Subject Property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY TO BE DISPOSED OF ACCORDINGLY BY THE FORECLOSURE PURCHASER.
Pursuant to the express terms of the Deed of Trust, the Substitute Trustee may act by agent in the execution of the sale and Joe R. Pyle Complete Auction and Realty Limited Liability Company will assist with the sale as auctioneer. Any sale hereunder may be adjourned from time to time without notice other than oral proclamation at the time and place appointed for the sale. The Substitute Trustee reserves the right to reject any or all bids. The party secured by the Deed of Trust reserves the right to purchase the property at such sale.
Additional terms and conditions shall be announced at the sale.
At public sale any person or entity may bid and may purchase any real estate sold if they be the highest bidder. If the real estate is sold for an amount in excess of the outstanding balance of the mortgage, together with all interest, unpaid real estate taxes and costs, said excess must be used to satisfy any other encumbrances on said property and after all said encumbrances are satisfied together with all interest and costs, any excess then remaining must be paid to the Grantor. If the Grantor or any person holding an encumbrance cannot be found after a diligent search, the money shall be paid into the Circuit Court of the county for the benefit of the Grantor or the holder of any such encumbrance.
In the event that there are federal tax liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.
Dated: June 12, 2026.
APPALACHIAN TITLE
SERVICES, LLC
Substitute Trustee
P. O. Box 1089
Bridgeport, WV 26330
(304) 641-7374
