20426 June 24; July 1,8
NOTICE OF TRUSTEES SALE
Notice is hereby given by the undersigned Successor Trustee, in accordance with the provisions of that certain Deed of Trust dated March 12, 2024, and recorded in the office of the Clerk of the County Commission of Monongalia County, West Virginia, in Trust Deed Book 2597, at page 51, and re-recorded at Book 2608, Page 484, made by Gregory Glenn Hall in favor of Timothy R. Aiken, as Trustee securing repayment of indebtedness evidenced by that certain Promissory Note payable by EMT Properties, Inc. to the order of Union Bank, Inc., in the original principal amount of Four Hundred Thirty-Seven Thousand Six Hundred Dollars and 00/100 Cents ($437,600.00), plus interest thereon, and all other indebtedness arising under the Deed of Trust and Promissory Note.
On January 23, 2026 Union Bank, Inc. merged into First Community Bank.
Pursuant to authority granted in the Deed of Trust, First Community Bank, the owner and holder of the Promissory Note secured by the Deed of Trust, appointed Michael C. Cardi, a resident of Monongalia County, West Virginia, to serve as Successor Trustee, by that certain Notice of Substitution of Trustee, dated May 14, 2026, of record in the aforesaid Clerks office in Book 2697, at page 278.
First Community Bank, the owner and holder of the Promissory Note secured by the Deed of Trust, has notified the Successor Trustee that Gregory Glenn Hall is in default under the terms of the Deed of Trust and the Promissory Note, that the Promissory Note has been accelerated, and has requested, in writing, that the Successor Trustee sell the real property described in the Deed of Trust at public auction, in accordance with the terms of the Deed of Trust and applicable law.
TAKE NOTICE that the undersigned Successor Trustee will offer for sale at public auction on July 15, 2026 at 2:00 P.M., prevailing Eastern time, at the front door of the old Monongalia County Courthouse, 243 High Street, Morgantown, West Virginia 26505, certain real estate situate in Monongalia County, West Virginia, and being more particularly bounded and described as follows (hereinafter, the Real Property):
483 Dallas Street, Morgantown, WV 26501
All that real estate situate, lying and being in the 5th Ward District, Monongalia County, West Virginia, and more particularly described as follows:
BEGINNING at the hub on the Northern side of Dallas Street and running thence with to dividing has of Lot No. 10 and Lot N. 11 in Block C of the East End Addition, N. 05° degrees 23′ W. 91.90 feet to a hub on Alley “A”; thence with said Alley S. 54 degrees 28′ E 50 feet to a hub; thence leaving said Alley S. 31 degrees 22′ E. 18.30 feet to a point; thence S. 2 degrees 13′ W. 46.65 feet to a hub on Dallas Street; thence with Dallas Siren N. 89 degrees 15′ W. 31.13 feet to the place of beginning, being all of La No. II in Block C of the EOM End Addition in the Fifth Ward of the City of Morgantown, except a small triangular strip containing approximately 10.17 square feet which was conveyed to Chester Ruben and Julia Ruben, his wife, by R. Daryl Brown and Reba I Brown, his wife by deed bearing dated 8th day of August, 1947, of record in the Office of the Clerk of the County Connection of Monongalia County, West Virginia, in Deed Book No. 400, at page 72, being also a triangular portion of Lot No. 12, containing approximately 184.46 square feet, which was conveyed to Reba Brown, by Chester Ruben and Julia Ruben, his wife, by deed bearing date the 5th day of Austin, 1947, of record in said Clerk’s Office in Deed Book No. 402, at page 1. Reference to both of said deeds is herein made for all penitent purposes.
This conveyance is made subject to any and all existing reservations, restrictions, rights-of-way and conditions as are contained in the chain of title to said property.
TERMS OF SALE
The Real Property will be sold for (a) cash in hand on the date of sale, (b) a ten percent (10%) down payment due on the date of sale with the remaining purchase money due on or before the thirtieth (30th) day following the sale date, or (c) under any different, other, or additional sale terms as the Successor Trustee, in his reasonable discretion, determines to be appropriate or advisable. A 10% buyers premium, payable to Joe R. Pyle Complete Auction & Realty, LLC, will be added to the high bid for the Real Property. The buyers premium shall be paid in cash in hand on the date of sale, regardless of how the balance of the sale price is paid. The sale shall be further subject to the following:
1. Various rights of way and leasehold interests, whether
recorded in aforesaid Clerks office or unrecorded, and to the
extent any of the foregoing is still valid, in effect, and
enforceable at the time of sale;
2. Real estate taxes delinquent, due or payable or to become
due and payable, all of which shall be the responsibility of the
purchaser;
3. Any statutory lien or liens that may affect the Real Property;
4. All covenants, conditions, restrictions, reservations,
easements and rights-of-way appearing of record in the chain of
title to the property, or which may be visible from a physical
inspection of the subject property;
5. All liens and encumbrances of any nature whatsoever,
including, without limitation, liens for real estate taxes,
incinerator, sanitary and sewer charges, having priority over the
deed of trust referred to herein.
6. The purchaser at the sale shall be responsible for paying the
costs of recording the Successor Trustees Deed and the tax
imposed by the State of West Virginia on the privilege of
transferring Real Property (the cost of the tax stamps to be
affixed to the Deed).
7. All of the Real Property to be sold will be sold AS IS,
WHERE IS in the present condition and with all faults and
defects, if any, and without any warranty or representation,
express of implied. The Successor Trustee shall be under no
duty to cause any existing tenant or person occupying the Real
Property to vacate said property. The Successor Trustee will
deliver a trustees deed to the purchaser without any covenant or
warranty (express or implied) in the form prescribed by W. Va.
Code § 38-1-6. The Successor Trustee makes no
representations and warranties about the title to the real estate
to be conveyed. If the Successor Trustee is unable to convey
insurable or marketable title to the purchaser for any reason,
purchasers sole remedy is return of deposit.
8. In the event that there are federal tax liens against the Real
Property, the United States would have the right to redeem the
Real Property within a period of 120 days from the date of such
sale or the period allowable for redemption under local law,
whichever is longer.
9. The undersigned Successor Trustee expressly reserves the
right to reject any and all bids, and the right to adjourn the sale
from time to time without notice other than oral proclamation at
the time and place appointed for the sale. Such adjournment
may be for a period of time deemed expedient by the beneficial
owner, and shall not be construed to be a waiver of the right to
make the sale contemplated by this Notice.
10. The beneficiary of the Deed of Trust and holder of the Note
thereby secured reserves the right to submit a bid for the Real
Property at the sale, which bid may be in the form of a credit bid.
11. The successful bidder will be required to execute a
memorandum of sale upon the acceptance of the successful bid
by the Successor Trustee.
12. The sale is subject to post-sale confirmation that Gregory
Glenn Hall did not file for bankruptcy protection before the
conclusion of bidding, in which case the sale will be null and
void and the purchasers sole remedy, at law or in equity, will be
return of deposit without interest.
13. The Trustee reserves the right to act by agent and/or
attorney, as permitted by the Deed of Trust.
14. Risk of loss will pass at the time of sale. All risks of casualty
pass to successful bidder at conclusion of bidding.
15. The rights of parties in possession of such Real Property, if
any.
16. The undersigned Substitute Trustee shall have the right to
offer such Real Property for sale and to sell, grant, convey,
transfer, and dispose of such property as separate and
independent lots, parcels and/or tracts or as a whole, as the
Substitute Trustee shall determine, and in such order as the
Substitute Trustee shall determine.
17. If the highest bidder at the auction fails to consummate the
transaction, the Successor Trustee may offer the Real Property
to the next highest bidder, and may proceed to do the same for
each next highest bidder until one consummates the transaction,
all in the Successor Trustees discretion and all without the need
for the Successor Trustee to notice and hold a new sale.
Additional terms of sale may be announced prior to the sale.
Any inquiries regarding this sale may be directed to Michael C. Cardi, Esq., Substitute Trustee, Bowles Rice, LLP, 125 Granville Square, Suite 400, Morgantown, West Virginia 26501, Telephone: (304) 285-2500.
DATED this June 16, 2026.
Michael C. Cardi, Esq., Substitute Trustee
Sponsored by ZMM Architects and Engineers