TRUSTEE'S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust recorded on January 25, 2021, in the Office of the Clerk of the County Commission of Cabell County, West Virginia, in Book 2817 at Page 665, Walterene Lawrence did convey unto Seneca Trustees Inc., as Original Trustee, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded on September 24, 2025, in Book 425 at Page 339 in the aforesaid Clerk's Office; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., to foreclose thereunder will offer for sale, at a public auction at the front door of the Cabell County Courthouse in Huntington, West Virginia, on October 29, 2025 at 3:00 PM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in Barboursville District, Cabell County, West Virginia, and more particularly bounded and described as follows: LEGAL DESCRIPTION The land referred to herein below is situated in the County of Cabell, State of West Virginia, and is described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND SITUATE IN BARBOURSVILLE DISTRICT, CABELL COUNTY, WEST VIRGINIA, KNOWN AND DESIGNATED ON A MAP ENTITLED "PLAT SHOWING ROSS SUBDIVISION OHIO RIVER ROAD, CABELL CO," MADE C.F. FULLER, SURVEYOR, DATED FEBRUARY 10, 1958, RECORDED IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF CABELL COUNTY, WEST VIRGINIA, ON JULY 17, 1959, IN DEED BOOK 559, AT PAGE 405, AT LOT NUMBER TWO (2), CONTAINING 1.56 ACRES, MORE OR LESS. EXCEPTING AND RESERVING HOWEVER, THOSE PORTIONS CONVEYED BY DEED DATED SEPTEMBER 9, 1981, RECORDED IN DEED BOOK 826 AT PAGE 142, AND BY DEED DATED NOVEMBER 29, 1982, RECORDED IN DEED BOOK 847 AT PAGE 777. The subject property was reported to have an address of: 5272 Ohio River Road, Lesage WV 25537 The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk's Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust. The subject property will be sold in an "AS IS" condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein. TERMS OF SALE 1. $8,000.00 (Eight Thousand Dollars) in cash and/or certified funds made payable to "Elk River Trustees, Inc." due as a deposit at the time of sale, with the balance due and payable within thirty (30) days of sale. Personal checks will not be accepted. 2. The purchaser at the sale shall be responsible for payment of all real estate taxes. 3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code 11-22-2. 4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale. ELK RIVER TRUSTEES, INC. 714 Venture Drive, #132 Morgantown, WV 26508 Telephone: 304-241-6962 Fax: 330-436-0301 Reference file #25-02011 LH-355391 10-03,10;2025