TRUSTEE'S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated April 4, 2015, and duly recorded in the Office of the Clerk of the County Commission of Cabell County, West Virginia, in Document No. 572398, in Book No. 2566, at Page 412, John B Caldwell and Robin Caldwell did convey unto Barry Dobson and Chad E. Prather, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by The Huntington National Bank to foreclose thereunder, will offer for sale at public auction at the front door of the Fourth Avenue Entrance of the Cabell County Courthouse in Huntington, West Virginia, on December 8, 2025 at 10:30 AM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 03 – Grant District, Cabell County, West Virginia, and more particularly described as follows: All that certain lot, piece or parcel of ground situate near Ona, Grant District, Cabell County, West Virginia, known and designated is Lot Number Three (3), as shown on a map of Sherwood Heights Subdivision No. 1, made by J. William Ewing, Surveyor, and filed January 5, 1960 in Deed Book No. 565, Page No. 598, in the Office of the Clerk of the County Commission of Cabell County, West Virginia. And being the same property conveyed to John L. Caldwell and Judith Ann Caldwell, and the survivor thereof by Deed dated January 11, 1960, from Homer C. Fowble, et al., and of record in the Clerk's Office aforesaid in Deed Book No. 566, at page 156. The said Judith Ann Caldwell conveyed all her right, Title and Interest in and to said property to John L. Caldwell, the grantor herein, by Deed dated June 6, 1975, and of record in the Clerk's Office aforesaid in Deed Book No. 752, at page 191, and designated therein as Parcel No. 1. Also: All that certain lot, piece, or parcel of ground situate near Ona, Grant District, Cabell County, West Virginia, known and designated as Lot Number Two (2), as shown on a map of Sherwood Heights Subdivision No. 1, made by J. William Ewing, Surveyor, and filed January 5, 1960, in Deed Book No. 565, at Page No. 598 in the Office of the Clerk of the County Commission of Cabell County, West Virginia. And being the same real property conveyed to John L. Caldwell and Judith Ann Caldwell, then husband and wife, by Deed dated March 8, 1967, from Jack R. Burton and Velva Burton, husband and wife, and of record, in the Clerk's Office, aforesaid in Deed Book No. 652, page 49. By Deed dated June 6, 1975, and of record in the Clerk's Office aforesaid, in Deed Book No. 752, at Page 191, The said Judith Ann Caldwell conveyed her right, Title and Interest in and to said real property to the said John L. Caldwell, the grantor herein. Subject to Restrictions, Reservations, Easements, Conveyances, Oil, Gas or Mineral Rights of record, if any. Parcel #: Dist: 03; Map 18; Reference#: 30650611434320 Parcel: 0101 0002 & Dist: 03; Map: 18: Parcel: 0101 0003 File#: 201503040638 At the time of the execution of the Deed of Trust, this property was reported to have an address of: 223 Fudges Creek Rd, Ona, WV 25545. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk's Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in "AS IS" condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $9000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 94383 LH-368762 11-07,14;2025