The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated August 3, 2011, and duly recorded in the Office of the Clerk of the County Commission of Hampshire County, West Virginia, in Document No. 134486, in Book No. 531, at Page 658, James W. Loftus and Aimee L. Loftus did convey unto H. Charles Carl, III and/or William C. Keaton, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee by a Substitution of Trustee dated November 12, 2015 and recorded in the aforesaid Clerk’s office; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by PHH Mortgage Corporation to foreclose thereunder, will offer for sale at public auction at the front door of the Hampshire County Courthouse in Romney, West Virginia, on

December 16, 2015 at 11:00 a.m.

the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in Springfield District, Hampshire County, West Virginia, and more particularly described as follows:

All those two certain tracts or parcels of real estate known and designated as Lot No. Forty-Five (45), containing 2.17 acres, more or less, and Lot No. Forty-Six (46), containing 3.27 acres, more or less, of Greenfields Subdivision, situate in Springfield District of Hampshire County, West Virginia, together with any and all improvements, timbers, waters, minerals, mineral rights, easements, and appurtenances thereunto belonging, as shown on that certain Description of Survey and Plat of Survey of said subdivision as prepared by Geoffrey Green, Professional Engineer, which said Description of Survey and Plat of Survey are of record in the Office of the Clerk of the County Commission of Hampshire County, West Virginia, in Map Book No. 7, at page 159, and which said plat and survey are incorporated herein by reference for any and all proper and pertinent purposes, including a more particular metes and bounds description of said real estate. Said real estate is depicted on the Hampshire County Land Books as being Map 17, Parcel 142.

At the time of the execution of the Deed of Trust, this property was reported to have an address of: HC 65 Box 8110 Springfield, WV 26763 aka 852 Tupelo Loop Springfield, WV 26763.

The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.

The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.

TERMS: $9,000.00 in cash and/or certified funds as deposit with the balance due and payable within 30 days of the day of sale.

FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.

Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.

5000 Coombs Farm Drive, Suite 104
Morgantown, WV 26508
Toll free: 888-534-3132
Reference File No. 38032