The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated July 7, 2004, and duly recorded in the Office of the Clerk of the County Commission of Randolph County, West Virginia, in Book No. 382, at Page 238, James Keller did convey unto Carl H. Cather, III, Esq., Spilman, Thomas, & Battle, PLLC, Trustees, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee by a Substitution of Trustee dated November 12, 2015 and recorded in the aforesaid Clerk’s office; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by MASTR ALTERNATIVE LOAN TRUST 2004-13 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-13, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE to foreclose thereunder, will offer for sale at public auction at the front door of the Randolph County Courthouse in Elkins, West Virginia, on

December 28, 2015 at 3:00 PM

the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in Elkins Corp District, Randolph County, West Virginia, and more particularly described as follows:

A certain lot or parcel of land situate in the City of Elkins, Randolph
County, West Virginia, being lot thirteen (13) of the Evandale Addition to said City of Elkins, a plat of which addition is of record in the office of the Clerk of the County Court of said county in Deed Book 119, page 77, reference to which is being herein made for a more particular description of the lot hereby conveyed.

This conveyance is made subject to any and all reservations, restrictions, exceptions, covenants, agreements, rights-of-way and easements as may be set forth in prior instruments of record in the chain of title to said real estate.

At the time of the execution of the Deed of Trust, this property was reported to have an address of: 214 Diamond Street, Elkins, WV 26241.

The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.

The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.

TERMS: $3,500.00 in cash and/or certified funds as deposit with the balance due and payable within 30 days of the day of sale.

FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.

Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.

5000 Coombs Farm Drive, Suite 104
Morgantown, WV 26508
(304) 413-0044
(304) 292-2918
Toll free: (888) 534-3132
Reference File No. 33125
12/11, 12/18