TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust recorded on September 3, 2003, in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 3039 at Page 643, Susan Terry Proud did convey unto Jonathan Nicol, as Original Trustees, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded on August 13, 2025, in Book 4760 at Page 671 in the aforesaid Clerk’s Office; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by U.S. Bank Trust National Association, not in its individual capacity but solely as trustee for Legacy Mortgage Asset Trust 2021-GS5 to foreclose thereunder will offer for sale, at a public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on October 2, 2025 at 11:00 AM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in the City of Charleston, Kanawha County, West Virginia, and more particularly bounded and described as follows: LEGAL DESCRIPTION All of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of Charleston, Kanawha County, West Virginia, and being a part of Lot No. Twenty-one (21) Block Twenty Seven (27) of the South Charleston Improvement Company Addition to the said City of Charleston, as shown upon the map of said Addition of record in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, and being more particularly bounded and described as follows: BEGINNING at an old iron pin at the comer of a fence on Laurel Road, and thence leaving said Road and running with the line of said fence N. 75 05′ E 72.2 feet to an iron pin set in concrete rear comer of the property hereby conveyed and Lot 20; thence running with the dividing line between Lots 21 and 20, S 17 40′ E 100 feet to an iron pin in the right of way line of Circle Road; thence running with said line of said Road with a curve of same, a chord distance S 47 45′ W 77.5 feet; thence following another curve of said right of way line a chord distance S 89 30′ W 20 feet; thence with the right of way line of Laurel Road, N 9 40′ W 130 feet to the place of beginning. All of that certain parcel of land shown upon that certain map entitled “No. 905 Laurel Road Being Park of Laurel Road and Circle Road to be Vacated and Abandoned in South Charleston Improvement Co. in the City of Charleston Kanawha County, W. Va.,” dated November 17, 1992, made by McClung & Coleman, Inc. a copy of which map is recorded in the aforesaid Clerk’s Office in Deed Book 2312, at page 726, which parcel of land is more particularly bounded and described with reference to said map as follows: BEGINNING at a point in the northwesterly right of way line of Circle Road, with point of beginning bears S. 47 45′ W. 77.5 feet from the point of intersection of the easterly boundary line of Lot No. 21 of Block 27, as shown on the map of the South Charleston Improvement Co., with the northwesterly right of way line of Circle Road; thence from said Point of beginning and running S. 28 24′ W. 33 .5 feet to a point; thence S. 86 19′ W. 19 feet to a point; thence N. 2 45′ W. 158.9 feet to a point in the easterly right of way line of Laurel Road; thence S. 9 40′ E. 130 feet to a point; thence running with a curve to the left a chord, course and distance of N. 89 30′ E. 20 feet to the point of beginning THERE IS EXPRESSLY RESERVED FROM THE CONVEYANCE A POSSIBILITY OF REVERTER, and in the event the house which is now located partially upon the above described parcel of land is demolished or destroyed by fire or other casualty, then the property interest hereby conveyed shall revert to and become the property of The City of Charleston. And being the same property conveyed unto Susan Terry Proud by Gregory J. Campbell and Beverly K. Campbell, his wife, by Deed dated August 21, 2003 and to be recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia and to be recorded simultaneously herewith as part of this transaction. This property was reported to have an address of 905 Laurel Road, Charleston, West Virginia 25314. The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust. The subject property will be sold in an “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein. TERMS OF SALE 1. $5,000.00 (Five Thousand Dollars) in cash and/or certified funds made payable to “Elk River Trustees, Inc.” due as a deposit at the time of sale, with the balance of the final sale price due and payable within thirty (30) days of sale. Personal checks will not be accepted. 2. The purchaser at the sale shall be responsible for payment of all real estate taxes. 3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code 11-22-2. 4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale. ELK RIVER TRUSTEES, INC. 714 Venture Drive, #132 Morgantown, WV 26508 Telephone: 304-241-6962 Fax: 330-436-0301 Reference file #25-01388 LC-333032 08-21,28;2025