The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated November 9, 2004, and duly recorded in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, in Document No. 50156844, in Book No. 5015, at Page 6844, Eric Cawley and Paula K Cawley did convey unto Janet Phillips, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Athene Annuity and Life Company to foreclose thereunder, will offer for sale at public auction at the front door of the Raleigh County Courthouse in Beckley, West Virginia, on
December 29, 2025 at 1:15 PM
the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 11 – Town District, Raleigh County, West Virginia, and more particularly described as follows:
The following described real property, to-wit:
All that certain lot or parcel of land situated in Town District, Raleigh County, West Virginia, and being part of Lot 9 of Section 9, of Piney View Farms, a copy of the map of Piney View Farms being of record in the Office the Clerk of the County Commission of Raleigh County, West Virginia, in Map Book 7, at Page 4, and that part of said Lot 9 of Section 9 herein conveyed being more particularly described as follows: Fronting 100 feet on Fifth Street and extending back for a distance of 150 feet between Lot 8 and Lot 10 of the said Piney View Farms and having a width of 100 feet in the rear.
Map 6001 Parcel 73.1
By fee simple deed from John Cauley and Gertrude Cawley, his wife as set forth in Book 5001 page 8314 dated 03/06/2000 and recorded 03/06/2000, Raleigh County Records, State of West Virginia.
At the time of the execution of the Deed of Trust, this property was reported to have an address of: 159 Cinco St, Piney View, WV 25906.
The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk's Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.
The subject property will be sold in "AS IS" condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
TERMS: $4000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale.
FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.
Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.
SENECA TRUSTEES, INC.
5000 Coombs Farm Drive,
Suite 104
Morgantown, WV 26508
(304) 413-0044
(304) 292-2918
Toll free: (888) 534-3132
Reference File No. 73843