IN THE CIRCUIT COURT OF
RANDOLPH COUNTY,
WEST VIRGINIA
CITIZENS NATIONAL BANK
OF WV
Plaintiff,
vs.
ZACHORY S. PALMER
Defendant.
CASE NO. 26-C-26
ORDER OF PUBLICATION
The object of the above-entitled action is to obtain a judgment against Zachory S. Palmer in favor of Citizens Bank of West Virginia.
Defendant, Zachory S. Palmer borrowed and signed a Installment Retail Installment Contract and Security Agreement on June 16, 2022, promising to pay unto Citizens Bank of West Virginia monthly payments and pledged a 2020 Bullet 248RKS travel Trailer SN:
4YDT25823LT434228, as collateral for said loan, and as further set forth in the Retail Installment Contract and Security Agreement.
Defendant, Zachory S. Palmer stopped making payments and defaulted on said loan.
Plaintiff repossessed the 2020 Bullet 248RKS Travel Trailer, held as collateral for the
obligation of the Defendant and after the sale thereof there was a deficiency balance due to
Plaintiff. Therefore this suit is to collect the deficiency balanced owed to Plaintiff.
And it appearing by an affidavit filed in this action that counsel for the Plaintiff has used due diligence, but has been unable to located the defendant. It is ORDERED that Zachory S. Palmer do serve upon R. Mike Mullens, the Plaintiff s attorney, whose address is 324 Randolph Avenue, Elkins, West Virginia, 26241, an answer or other defense to the Petition filed in this action within 30 days from the date of this publication, otherwise judgment by default will be taken against you at any time thereafter. A copy of said
Complaint can be obtained from the undersigned Clerk at his office.
Entered this 23rd day of April, 2026
Philip D. Riggleman
Circuit Clerk
Rose Shaffer, Deputy
ELK-Apr 30 & May 7, 2026