The undersigned Substitute Trustee, by virtue of the authority vested in her by that certain Deed of Trust executed by and between CLINE REAL ESTATE LLC, ("Borrower"), and JEFFREY D. NOBLE (First Trustee), and FIRST COMMUNITY BANK, ("Lender"), dated the 29th day of November, 2021, and of record in the Office of the Clerk of the McDowell County Commission in McDowell County, West Virginia, in Trust Deed Book 453, at Page 44. Whereas, said Lender having nominated and appointed ANNA R. ZIEGLER, ROBERT A. GARDNER, the law firm of Ziegler & Ziegler, L.C., and delegates of Ziegler & Ziegler, L.C., any one of whom may act, ("Substitute Trustees"), by Substitution of Trustee dated March 26, 2026, and of record in the aforesaid Clerk's Office in Book 461 at Page 617. Said Deed of Trust being presently in default, the said Substitute Trustees having been requested by the beneficiary thereof so to do, NOW, THEREFORE, we, ANNA R. ZIEGLER, ROBERT A. GARDNER, the law firm of Ziegler & Ziegler, L.C., and the delegates of Ziegler & Ziegler, L.C, said Substitute Trustees and delegates to assist with public auction as aforesaid, will proceed to sell the hereafter described real estate at public auction on the 27th day of May, 2026, at the hour of 11:00 a.m., to the highest bidder for cash in hand, 10% down the day of the auction, remainder due within 30 days of the sale, at the front door of the Courthouse of McDowell County, West Virginia, which real estate is located in the Welch Corp District, McDowell County, West Virginia, and is more particularly described as follows:
A certain lot or parcel of land situated in the Welch Corp District, McDowell County, West Virginia, and more particularly bounded and described as follows:
LOT 16, of Block No. 6 of the Houston Addition to the City of Welch, McDowell County, West Virginia, as the same is more particularly shown and designated on a revised map of the Houston Addition to said City of Welch, of record in the Office of the Clerk of the County Commission of McDowell County, West Virginia, in Map Book 15, Page 133.
AND BEING the same property conveyed unto Cline Real Estate, LLC, from Timothy J. Cline and Angelica L. Cline by deed dated November 29, 2021, and recorded in the Office of the Clerk of the McDowell County Commission in Deed Book 637 at Page 318.
THIS SALE IS MADE subject to such easements, rights-of-ways, restrictive covenants, reservations and agreements as are contained and set forth in prior deeds of conveyance pertaining to said real estate.
SAID SALE SHALL BE SUBJECT TO THE FOLLOWING
CONDITIONS:
1) 10% of the successful bid shall be paid by the successful bidder unto the Substitute Trustee(s) the day of sale, by cash or certified funds. The balance of said bid shall be due via certified funds unto the Substitute Trustee(s) within 30 days of the sale.
2) Subject to any and all mineral rights and reservations, stipulations, restrictions, reservations, easements, conditions and covenants contained in all former conveyances of the subject property or appearing of record in the aforesaid Clerk's Office except any pertaining to race, color or creed.
3) Subject to all real estate taxes against said property and any taxes which constitute a lien upon the said property but which are not yet due and payable.
4) The subject property will be sold in AS IS condition. The trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
5) The property will be conveyed by the undersigned Trustee to the purchaser without warranty of any kind, expressed or implied.
6) The aforesaid sale may be adjourned from time to time as the undersigned Trustee deems advisable, which adjournment may be made by oral proclamation at the time and place of the sale or any adjournment thereof.
GIVEN under our hands on this the 20th day of April, 2026.
/s/Robert A. Gardner
Robert A. Gardner, Trustee
Ziegler & Ziegler, L.C.
110 James Street
Hinton, WV 25951
/s/ Anna R. Ziegler
Anna R. Ziegler, Trustee
Ziegler & Ziegler, L.C.
110 James Street
Hinton, WV 25951
PREPARED BY:
ZIEGLER & ZIEGLER, L.C.
110 James Street,
Hinton, WV 25951