LEGAL ADVERTISEMENTS

31619
APRIL 17, 24

NOTICE OF SUBSTITUTE OR SUCCESSOR TRUSTEE’S SALE

Notice is given that pursuant to and under, and by virtue of the power of sale contained in, the credit line deed of trust dated December 19, 2012, made by Patricia A. Reese (“Grantor”), as grantor, to James C. Gardill, as trustee, for the benefit of and to secure WesBanco Bank, Inc. (“Secured Party”), of record in the Office of the Clerk of the County Commission of Monongalia County, West Virginia (“Clerk’s Office”) in Trust Deed Book 1912 at Page 323 (“Security Instrument”), Robert Louis Shuman, in his capacity as substitute or successor trustee under the Security Instrument (“Substitute Trustee”), will on Wednesday, May 1, 2024, at 9:00 a.m., auction and publicly offer for sale (“Foreclosure Auction”) at the front door of the courthouse in Morgantown, Monongalia County, West Virginia, located at 243 High Street, Morgantown, Monongalia County, West Virginia, the lot or parcel of land, including and together with the buildings, fixtures, improvements, and structures thereon and the appurtenances thereto, located and situate in The City of Westover, Grant District, Monongalia County, West Virginia more particularly described as follows (“Property”):

Beginning at a point in the northerly line of Harvey Street, common corner of Lots Nos. 11 and 13; thence with Harvey Street in a westerly direction 47 feet to a point, common corner of Lots Nos. 13 and 14; thence with the common dividing line of Lots Nos. 13 and 14 in a northerly direction 99.8 feet to a point, another common corner of Lots Nos. 13 and 14; thence in an easterly direction 47 feet to a point, common corner of Lots Nos. 12 and 13; thence with the common dividing line of Lots Nos. 12 and 13 and continuing with the common dividing line of Lots Nos. 11 and 13 in a southerly direction 99.8 feet to the point of beginning, containing 4,690 square feet, more or less.

On belief and information, the improvements located on the Property are designated by the address of 10 Harvey Street, Westover, West Virginia.

By the removal of trustee and appointment of substitute or successor trustee instrument of record in the Clerk’s Office in Trust Deed Book 2597 at Page 422, Secured Party appointed and designated Substitute Trustee as trustee under the Security Instrument.

The Property shall be auctioned and publicly offered for sale and conveyed, granted, and transferred by Substitute Trustee without affirmation, recourse, representation, or warranty, express, implied, or otherwise, of any character, description, kind, manner, or nature, “as is” and with all adverse conditions, defects, and faults, and with no assurances, covenants, or warranties as to title, including, without limitation, without affirmations, representations, or warranties concerning, relating to, or with respect to (1) the absence or existence of any adverse condition or defect, (2) the absence or existence of any parties in possession of the Property, (3) the compliance of the Property with any applicable conditions, covenants, limitations, restrictions, or servitudes, (4) the compliance of the Property with any applicable land use, legal, or zoning requirements, (5) the condition, design, or fitness of the Property for any intended or particular purposes or uses, (6) the quality of the Property, (7) the quiet enjoyment of the Property, (8) title to the Property, or (9) the value of the Property, with the intent on the part of Substitute Trustee to disclaim and negate all affirmations, representations, and warranties.

The Property shall be auctioned and publicly offered for sale and conveyed, granted, and transferred by Substitute Trustee burdened and encumbered by and subject to (1) all effective and enforceable agreements, assessments, charges, conditions, covenants, easements, exceptions, leases, liens, limitations, mineral severances, reservations, restrictions, rights of way, servitudes, and other burdens and encumbrances as have been created with respect to or imposed on the Property of record by Grantor or Grantor’s predecessors in title prior to the recording of the Security Instrument in the Clerk’s Office, except to the extent that any of the same have been cancelled, released, or terminated or subordinated in priority to the Security Instrument, (2) all leases and other encumbrances as have been created with respect to or imposed on the Property by Grantor subsequent to the recording of the Security Instrument in the Clerk’s Office which are the subject of non-disturbance or similar agreements to which Secured Party is a party, (3) all matters which a visual inspection of the Property might reveal, (4) any state of facts which could be ascertained by making an inquiry of parties in possession of the Property, if any, (5) any conflicts in boundary lines, deficiencies, discrepancies, encroachments, shortage in area, or other matters or state of facts which an accurate survey of the Property might reveal, (6) the rights
of parties in possession of the Property, if any, and (7) the statutory lien(s) securing real property taxes assessed against or levied on the Property, including and together with interest, penalties, and redemption charges or fees associated therewith, if any.

All amounts, assessments, charges, costs, expenses, liens, or taxes burdening or encumbering the Property or owed against the Property and not extinguished by the foreclosure of the Security Instrument shall be the obligation and responsibility of the successful purchaser(s) (whether one or more, “Purchaser”), if any, to discharge, pay, or satisfy.

All closing and settlement charges, costs, expenses, and fees associated with or connected to the sale and transfer of the Property, including, without limitation, all real property taxes due and payable in relation to the Property, including, without limitation, all interest, penalties, and redemption charges or fees associated therewith, if any, all excise