TRUSTEES’ SALE OF VALUABLE REAL ESTATE 613 Ruffner Ave, Charleston, WV 25311 In a Deed of Trust dated September 13, 2018, and duly recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed of Trust Book 4327, at page 915 Linda C Taylor did convey unto Carl D. Andrews, Esq., Trustee, certain real property. The beneficial holder of that Deed of Trust has elected to appoint Terra Abstract Trustee West Virginia, Inc. as substitute trustees by a Substitution of Trustee recorded in the aforesaid Clerk’s Office. Default having occurred under the Deed of Trust and the beneficial holder having instructed the undersigned Trustees to foreclose, this real property will be sold at public auction at the front door of the Kanawha County Courthouse, 407 Virginia Street, East, Kanawha County Courthouse, Charleston, WV 25301 on: September 10, 2024 At 12:00 PM The property for sale as described by the Deed of Trust is as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, SITUATE IN CITY OF CHARLESTON, CHARLESTON EAST DISTRICT, KANAWHA COUNTY, WEST VIRGINIA, LOCATED AND ABUTTING THIRTY-FIVE (35) FEET ON THE NORTHWESTERLY SIDE OF RUFFNER AVENUE AND BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHICH IS THE INTERSECTION OF THE NORTHWESTERLY LINE OF RUFFNER AVENUE AND THE SOUTHWESTERLY LINE OF DIXIE STREET, WHICH SAID POINT IS ALSO THE SOUTHEASTERLY CORNER OF LOT NO. FOUR (4) OF THE STEPHENSON RESUBDIVISION OF PARTS OF BLOCKS “P” AND “S” OF THE FIRST RUFFNER ADDITION TO THE CITY OF CHARLESTON, AS THE SAME IS SHOWN UPON A MAP OR PLAT THEREOF WHICH IS OF RECORD IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF KANAWHA COUNTY, WEST VIRGINIA IN PHOTOSTATIC MAP BOOK 6, AT PAGE 49; THENCE WITH THE NORTHWESTERLY LINE OF RUFFNER AVENUE, S. 44 DEGREES 00 MINUTES W. 35 FEET TO A POINT IN SAID LINE WHICH IS THE COMMON FRONT CORNER OF SAID LOT NO. FOUR (4) AND LOT NO. THROE (3) OF SAID RESUBDIVISION THENCE LEAVING RUFFNER AVENUE AND WITH THE COMMON BOUNDARY LINE BETWEEN SAID LAST MENTIONED LOTS AND PARALLEL TO DIXIE STREET, N. 46 DEGREES 00 MINUTES W. 80 FEET TO A POINT IN THE SOUTHEASTERLY LINE OF LOT NO. THIRTEEN (13) OF SAID RESUBDIVISION; THENCE, WITH THE COMMON BOUNDARY LINE OF SAID LOTS NOS. THIRTEEN (13) AND FOUR (4) OF SAID RESUBDIVISION, AND PARALLEL TO RUFFNER AVENUE, N. 44 DEGREES 00 MINUTES E. 35 FEET TO A POINT IN THE SOUTHWESTERLY LINE OF DIXIE STREET; THENCE WITH THE SOUTHWESTERLY LINE OF DIXIE STREET, S. 46 DEGREES 00 MINUTES E. 80 FEET TO THE PLACE OF BEGINNING; AND BEING ALL OF LOT NO. FOUR (4) OF THE AFORESAID STEPHENSON RESUBDIVISION. The purchaser will take the property subject to all exceptions, reservations, rights of way, easements, conditions, covenants, restrictions, leases and other servitudes of record, if any, pertaining to said real property. The purchaser will be responsible for paying any transfer stamp, excise taxes, and recording costs associated with recording the Trustee’s Deed into their name. The purchaser will be responsible for paying any unpaid property taxes owed to the Sheriff of Kanawha County prior to or following the sale directly to the Sheriff. The purchaser will take the property subject to any deed of trust, judgment, lien, and any other encumbrance having priority over the deed of trust referred to herein. The purchaser will take the property subject to any deed of trust, judgment, lien, and any other encumbrance that is junior (“junior claims”) to this Deed of Trust and to which sufficient notice was not given. In that case, unless such right to notice is waived, the chain of title shall not merge with this Deed of Trust as to those unnoticed deeds of trust, judgments, liens, and other encumbrances and will be subject to a further noticed and published sale under this Deed of Trust pursuant to W.Va. Code 38-1-4, in which bidding shall resume at the last highest bid given. In the event of a surplus of such sale, the mortgagors and noticed junior lienholders are hereby on notice that if such surplus is less than Two Thousand Five Hundred Dollars ($2,500.00), then the Substitute Trustee will disburse those proceeds to the most senior interest holder as it sees fit, unless an objection is made in writing. The Trustees do not guarantee or represent that the boundaries described above are accurate, are not encroached upon, or that any particular structure located on the property is contained within the described boundaries. The property is therefore sold subject to an accurate survey at purchaser’s expense. The Trustees reserve the right to adjourn the sale, for a time, or from time to time, by announcement at the time and place of sale described above or any adjournment thereof. Such adjournment will be noticed by posting a notice at the front door of the county courthouse or where such notices are traditionally posted at the county courthouse. Such notice will include the date and time when such sale will reconvene. The Trustees reserve the right to reject any and all bids for any reason. The Trustees make no representations as to the condition of the property. The property will be sold in “AS IS” condition. The Trustees make no representations as to whether the property is occupied. The purchaser is responsible for gaining access and possession of the property. Trustees shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. The purchaser may assign its rights prior to the delivery of the trustee’s deed by a signed request in writing to the trustee; the assignee of the purchaser shall be bound by all terms and conditions applicable to the purchaser. The Trustees will deliver a trustees’ deed to the purchaser without any covenant or warranty (express or implied) in the form prescribed by W. Va. Code 38-1-6. The Trustees make no representations and warranties about the title of the real estate to be conveyed. If the Trustees are unable to convey insurable or marketable title to purchaser for any reason, purchaser’s sole remedy is return of deposit. TERMS OF SALE: Purchaser must bring $3000 cash in hand at the time of sale as a deposit in the form of a certified check or cashier’s check made payable to “Stern & Eisenberg, PC, counsel for Terra Abstract Trustee West Virginia, Inc.” Those appearing without their deposit will not be allowed to bid. The balance of the successful purchaser’s bid must be proffered in cash within 30 days of the date of the sale. Purchaser shall pay for transfer stamps and recording fees. Additional terms of sale may be announced prior to the sale. Terra Abstract Trustee West Virginia, Inc. 1581 Main Street, Suite 200 The Shops at Valley Square Warrington, PA 18976 (215) 572-8111, Fax: (215) 572-5025 www.sterneisenberg. com LC-176841 07-16,23;2024