NOTICE OF TRUSTEES’ FORECLOSURE SALE ON VALUABLE RESIDENTIAL REAL ESTATE Property Address: 123 Wedgewood Avenue, Princeton, WV 24740 Upon notification by the holder of a Note secured by the Deed of Trust described below of a default and having been requested to institute these proceedings, and by virtue of the authority vested in us under that certain Deed of Trust dated the 17th day of October, 2011, executed by JOYCE E. FRAZIER, a/k/a, JOYCE E. PARKER unto Karen Wimmer and Sharon Borich, as Trustees, which said Deed of Trust is of record in the Office of the Clerk of the County Commission of Mercer County, West Virginia, in Trust Deed Book 1220, at Page 192, which said Deed of Trust secured NEW PEOPLES BANK, INC., and the undersigned Substitute Trustees, acting under the authority of a Substitution of Trustee executed by New Peoples Bank, Inc., dated the 21st day of January, 2015, recorded in said Clerk’s Office in Trust Deed Book 1289, at Page 540, we will ON THE 6th DAY OF MARCH, 2015, AT 10:00 O’CLOCK A.M., at the front door of the Mercer County Court House (being the North Walker Street side) at Princeton, Mercer County, West Virginia, offer for sale at public auction to the highest bidder, the following residential property, to wit: “the hereinafter described real estate which is situate within Beaver Pond District, Mercer County, West Virginia, as shown upon a Plat bearing the legend, ‘APPALACHIAN ENGINEERING & SURVEYING, INC. 212 COLLEGE AVE. – BLUEFIELD, W.V. 24701 PHONE 304-325-3481 MAP SHOWING LOTS 23-26 C.N. KIRBY ADDITION CENTER AVENUE BEAVER POND DIST., MERCER CO., W.V. JOB NO. 93192 DATE: 8-23-93 REVISIONS: SCALE: 1” = 30′ DRAWN BY: JSL CK’D BY TL’, which plat is of record as Microfilm Plat #11436 in the Office of the Clerk of the County Commission of Mercer County, West Virginia’, and which is more particularly described as follows: “BEGINNING at a roof bolt in the northeast right-of-way line of Center Avenue, said bolt being the westernmost corner of Lot 22 and the southernmost corner of the herein described tract; thence leaving Lot 22 and along said right-of-way for the next two calls: N. 48? 30′ W. 150.00 ft. to a point; N. 6? 00′ W. 73.35 ft. to a point at the intersection of Valley Road and Center Avenue; thence along the southern right-of-way line of Valley Road for the next two calls: N. 71? 13′ E. 52.00 ft. to a point; N. 55? 43′ E. 31.27 ft. to a point; thence leaving said Valle_ Road and along the southwest line of Lots 27-29 S. 48? 30′ E. 170.63 ft. to a roof bolt; thence along the northwest lien of Lot 22 S. 41E 30′ W. 125.00 ft. to the point of BEGINNING and containing 0.52 acre, more or less.” AND BEING the same property conveyed unto Joyce E. Frazier Davis, by John T. Frazier, Jr., dated the 23rd day of October, 2006, recorded in the Office of the Clerk of the County Commission of Mercer County, West Virginia, in Deed Book 905, at Page 325. “This deed expressly excepts from this conveyance Lot No. 22 of the C.N. Kirby Subdivision which was previously conveyed by the Parties of the First Part herein to Lloyd M. Mikels, Sr. And Phyllis Mikels by Deed dated May 7, 1990 of record in the Office of the Clerk of the County Commission of Mercer County, West Virginia, in Deed Book 699, at Page 667.” “There is excepted and reserved from this conveyance Lot 23 that was conveyed to Sharon Y. Preston by Deed dated October 25, 2007, of record in said Clerk’s Office in Deed Book 921, at Page 247.” The terms of the sale shall be cash in hand on the day of sale (or such other arrangement as may be satisfactory to Trustee and holder of the Note) and said property is being sold in “as is” condition. Said sale is subject to all taxes now due or to become due on said property, all liens, including but not limited to sewer liens and restrictions, easements or other matters of record in said Clerk’s Office affecting the title to said property. The purchaser is to pay the excise tax on the privilege of transferring said real estate. In the event there are federal tax liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale, or the period allowable for redemption under local law, whichever is longer. Notice is also given that any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. Dated this the 5th day of February, 2015. PHILLIP B. BALL, SUBSTITUTE TRUSTEE THOMAS S. LILLY, SUBSTITUTE TRUSTEE