NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE Pursuant to the authority vested in the undersigned J. Patrick Jones, Substitute Trustee by Notice of Substitution of Trustee which notice is of record in the Office of the Clerk of the County of Commission of Raleigh West Virginia, and by Deed of Trust dated May 20, 2008, executed by David R. Richmond and Sherry D. Richmond to BB&T Collateral Service Corporation, Trustee, which deed of trust is of record in the Office of the Clerk of Raleigh County, West Virginia, in Trust Deed Book 5032 at Page 2347, the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said deed of trust to sell the real estate described below, as there has been a default under the terms and conditions of said deed of trust. Therefore, the undersigned Substitute Trustee will sell the real estate described in the Deed of Trust, at a public auction on December 4, 2015 at 1:00 p.m. to the highest bidder at the front door of the Courthouse of said County of Raleigh, in Beckley, West Virginia, which real estate is more completely described as follows: All that certain property situated in the District of Shady Spring, in the County of Raleigh, State of West Virginia, and being described as follows: Map 12 Parcel 1.7. Being more fully described in a deed dated October 1, 1995 and recorded October 2, 1995, among the land records of the County and State set forth above, in Deed Volume 81 and Page 1260, which deed describes the property as follows: Situate, lying and being in the Shady Spring District, of Raleigh County, West Virginia, and being more particularly described as follows: BEGINNING at a point (5/8″ rebar) on the eastern right-of-way line of Grandview Road, said point being a common corner of the property herein conveyed and the remainder of the property owned by Ronald and Yvonne Chambers (Deed Book 682, Page 182); thence S 56 f 25′ 24″ E 265.15′ to a 5/8″ rebar set; thence S 15 f 27′ 17″ W 29.16′ to a 5/8″ rebar set; thence N 84 f 37′ W 265.05′ to an axle (found), said point being on the eastern right-of-way line of said Grandview Road; thence along said right-of-way line N 21 f 51′ E, 156.30′ to the point and place of beginning, containing 0.537 acres, more or less as shown on a Mortgage Plat entitled “MORTGAGE PLAT SHOWING A DIVISION OF A PARCEL OF LAND SITUATE ON THE WATERS OF LITTLE BEAVER CREEK 610 GRANDVIEW ROAD, DANIELS, WEST VIRGINIA MAPPED FOR: DAVID R. AND SHERRY D. RICHMOND SELLER: RONALD AND YVONNE K. CHAMBERS SHADY SPRING DISTRICT, RALEIGH COUNTY, WEST VIRGINIA SCALE: 1″ = 60′ 09-24-95” which said plat is attached hereto and made a part hereof for a more particular description of the property herein conveyed. TERMS OF SALE 1. Cash in hand paid on the day of sale. 2. The sale of the property will be made subject to all matters having priority over the deed of trust referred to herein including but not limited to any and all assessments and taxes against said property, all prior liens, encumbrances, lease, restrictions, covenants, conditions, rights of way and easements of any nature whatsoever. 3. The purchaser shall be responsible for the payment of the transfer taxes imposed by West Virginia Code c 11-22-2. 4. The subject property will be sold in “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. 5. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. 6. The Substitute Trustee reserves the right to adjourn the sale, for a time, or from time to time, without further notice by announcement at the time and place of the sale described above. 7. The beneficiary of the Deed of Trust and holder of the note thereby secured reserves the right to submit a bid for the property at the sale, which bid may be in the form of a credit bid. 8. Such other terms as may be announced at the time of Sale. Given under my hand this 4th day of November, 2015. J. Patrick Jones, Substitute Trustee 304-529-8560 11-16-MON-2-RH; 3666