NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, Pill & Pill, PLLC, by that certain Deed of Trust dated January 11, 2008, executed by Borrower(s), James E Lowe and Sheri E Lowe, to Janet Phillips, the Trustee of record in the office of the Clerk of the County Commission of Raleigh County, West Virginia, in Book 5030, at Page 248. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 304 Ridge Park Drive, Beckley, WV 25801. Pill & Pill, PLLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated October 21, 2015, of record in the Clerk’s Office in Book 5060, Page 6924. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Raleigh County, in Beckley, West Virginia, on the following date: February 3, 2016 at 1:30 p.m. The property is described as of that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Town District, Raleigh County, West Virginia, and being more particularly described as follows: THE FOLLOWING REAL ESTATE PROPERTY DESCRIBED: THE SURFACE OF LOT NO, 65, AS SHOWN AND DESIGNATED UPON A MAP ENTITLED PHASE 2, RIDGE PARK SUBDIVISION, LOCATED IN THE VICINITY OF OLD ECCLES ROAD, TOWN DISTRICT RALEIGH COUNTY, WEST VIRGINIA. DATED: MARCH 6, 1978, DEVELOPED BY LAND H LAND COMPANY, PREPARED BY SOUTHERN SURVEYING AND ENGINEERING CO. INC. BOX 581, BECKLEY, W. VA, HAROLD R. SNODGRASS L. L. S. 359, SAID MAP BEING OF RECORD IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF RALEIGH COUNTY, WEST VIRGINIA, IN MAP BOOK 15, AT PAGE 10, TO WHICH MAP REFERENCE IS HEREIN MADE FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY HEREIN CONVEYED, MAP 27E AND PARCEL 68. BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM MICHAEL D. PANNELL and PAMELA J. PANNELL HUSBAND AND WIFE TO JAMES E. LOWE and SHERI E. LOWE HUSBAND AND WIFE JOINT TENANTS, DATED 08/07/1997 RECORDED ON 08/08/1997 IN ROLL 117, PAGE 1927 IN RALEIGH COUNTY RECORDS, STATE OF VW. TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code c 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10{4ceb532c6f579389df471c6c1e832caf2346b74dc60fcbf6aabd4d29df3baf9c}) of the total purchase price payable to the Trustee at sale. Pill & Pill, PLLC, Substitute Trustee BY: Richard A. Pill, Member Pill & Pill, PLLC 85 Aikens Center Edwin Miller Boulevard P.O. Box 440 Martinsburg, WV 25402 (304) 263-4971 foreclosures@ pillwvlaw.com 1-27-WED-3-RH; 3878