NOTICE OF TRUSTEE’S SALE NOTICE is hereby given that default having been made under the terms of a Deed of Trust dated August 25, 2006, and of record in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, in Deed Book No. 5023, at page 6872, executed by Douglas P. Humphrey and Lovey D. Humphrey to Clyde Smith, Trustee, securing Pendleton Community Bank, which was given to secure the payment of the note therein described, and demand having been made upon the undersigned so to do, the undersigned Trustee, Clyde Smith will, on the 11th day of February, 2015, at the front door of the Raleigh County Courthouse, in the City of Beckley, West Virginia, at 9:00 a.m., sell the property hereinafter described, which property was conveyed in said Deed of Trust, and being more particularly described as follows: The surface of Lot 11, KIMBERLY ESTATES, Shady Spring District, Raleigh County, West Virginia, as shown and designated on a map thereof entitled Kimberly Estates, Scale 1″ = 60′, dated February 13, 2004, revised November 30, 2004, prepared by Southern Engineering & Surveying Co. Timothy B. Kosut, Professional Surveyor, recorded in Book 5015 at page 9152. And being the same property conveyed to Douglas P. Humphrey and Lovey D. Humphrey by Deed dated the 25th day of August, 2006 from Big Horn Development, Inc., which said Deed is of record in the Office of the Clerk of the County Commission of Raleigh County, West Virginia in Book 5023 at Page 6869. Said property will be sold upon the following terms and conditions: 1. Cash in hand on day of sale. 2. The property will be conveyed in an “AS IS” condition by Deed containing Special Warranty of Title, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, validly enforceable prior liens, reservations, encumbrances, restrictions, right-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 3. The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4. The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5. The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, or remove any personal property and/or belongings remaining at the property. 6. The purchaser(s) at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property. 7. In the event there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. CLYDE SMITH, TRUSTEE 1-15-THU-2-RH; L 2358