The undersigned Substitute Trustee, by virtue of the authority vested in her by that certain Deed of Trust executed by and between ROY D. HOOD and CHRISTINE L. HOOD, ("Borrowers"), and ALAN R. TERRY and CARL W. ROOP (First Trustees), and PIONEER COMMUNITY BANK, INC., ("Lender'), dated the 15th day of July, 2013, and of record in the Office of the Clerk of the Wyoming County Commission in Wyoming County, West Virginia, in Trust Deed Book 268, at Page 748. Whereas, said Lender having nominated and appointed ANNA R. ZIEGLER, ROBERT A. GARDNER, DAVID L. ZIEGLER, and the law firm of Ziegler & Ziegler, L.C., any one of whom may act, ("Substitute Trustees"), by Substitution of Trustee dated ______________, 2025, and of record in the aforesaid Clerk's Office in Book _______ at page ______. Said Deed of Trust being presently in default, the said Substitute Trustee having been requested by the beneficiary thereof so to do, NOW, THEREFORE, we, ANNA R. ZIEGLER, ROBERT A. GARDNER, DAVID L. ZIEGLER, and the law firm of Ziegler & Ziegler, L.C., Substitute Trustees as aforesaid, will proceed to sell the hereafter described real estate at public auction on the 10th day of December, 2025, at the hour of 11:30 a.m., to the highest bidder for cash in hand at the front door of the Courthouse of Wyoming County, West Virginia, which real estate is located in the Oceana District, Wyoming County, West Virginia, and is more particularly described as follows::
Lots Numbered One Hundred Sixty-eight (168), One Hundred Sixty-nine (169) and One Hundred Seventy (170) of the Town of Lilly, Oceana District, Wyoming County, West Virginia, as the same are shown and designated on that certain map or plat of said Town of record in the Office of the Clerk of the County Commission of Wyoming County, West Virginia, in Map File No. 221.
EXCETING AND RESERVING therefrom, however, the portions of Lots 169 and 170 acquired by the County Commission of Wyoming County, West Virginia, from Larry Lambert and Dorothy Lambert by deed dated September 25, 2002, in Deed Book No. 412 at Page 127.
AND BEING the same property conveyed unto Roy Hood and Christine Hood, as joint tenants with right of survivorship, from Alvis Earl Brewer and Evelyn Brewer by deed dated June 27, 2013, and of record in the Office of the Clerk of the Wyoming County Commission in Deed Book 463 at Page 200.
THIS SALE IS MADE subject to such easements, rights-of-ways, restrictive covenants, reservations and agreements as are contained and set forth in prior deeds of conveyance pertaining to said real estate.
SAID SALE SHALL BE SUBJECT TO THE FOLLOWING
CONDITIONS:
1) 10% of the successful bid shall be paid by the successful bidder unto the Substitute Trustee(s) the day of sale, by cash or certified funds. The balance of said bid shall be due via certified funds unto the Substitute Trustee(s) within 30 days of the sale.
2) Subject to any and all mineral rights and reservations, stipulations, restrictions, reservations, easements, conditions and covenants contained in all former conveyances of the subject property or appearing of record in the aforesaid Clerk's Office except any pertaining to race, color or creed.
3) Subject to all real estate taxes against said property and any taxes which constitute a lien upon the said property but which are not yet due and payable.
4) The subject property will be sold in AS IS condition. The trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.
5) The property will be conveyed by the undersigned Trustee to the purchaser without warranty of any kind, expressed or implied.
6) The aforesaid sale may be adjourned from time to time as the undersigned Trustee deems advisable, which adjournment may be made by oral proclamation at the time and place of the sale or any adjournment thereof.
GIVEN under our hands on this the 31st day of October, 2025.
/s/ Anna R. Ziegler
Anna R. Ziegler, Trustee
Ziegler & Ziegler, L.C.
110 James Street
Hinton, WV 25951
(304) 466-1224
PREPARED BY:
ZIEGLER & ZIEGLER, L.C.
110 James Street,
Hinton, WV 25951