TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vesting in it by that certain Deed of Trust recorded on November 16, 2006, in the Office of the Clerk of the County Commission of Roane County, West Virginia, in Book 273 at Page 208, Edward A. Gilbert and Melissa D. Bise to Dan Humphrey as Original Trustee, certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Elk River Trustees Inc., as Substitute Trustee by virtue of a Substitution of Trustee recorded in the Office of the Clerk of the County Commission of Roane County, West Virginia; the undersigned Substitute Trustee has been requested, in writing, by the beneficiary of said Deed of Trust to sell the real estate described below, as there has been a default under the terms and conditions of said Deed of Trust. Therefore, the undersigned Substitute Trustee having been instructed by U.S. Bank National Association, not in its individual capacity but solely as indenture Trustee of Mill City Mortgage Loan Trust 2018-2 to foreclose thereunder will offer for sale, at a public auction at the front door of the Roane County Courthouse in Spencer, West Virginia, on May 28, 2026 at 12:00 PM the following described real estate, together with its easements, improvements, and appurtenances thereunto belonging, situate in the City of Spencer, Roane County, West Virginia, and more particularly bounded and described as follows: LEGAL DESCRIPTION The following described real property situate in the City of Spencer, County of Roane, and State of West Virginia, To Wit: That certain lot, tract or parcel of real estate situate in East Meadows Subdivision, in the City of Spencer, Spencer Corporation, Roane County, West Virginia, and more particularly described as follows: BEGINNING at a 1/2 inch iron rod set on the easterly edge of Burgess Drive, a corner to Glenn C. Craddock; thence with Craddock; S 80-30-00 E 100.46 feet to an iron pipe found, in a line of Joe A. Craddock; thence with Craddock S 09-37-45 W 156.94 feet to a 1/2 inch iron rod set on the northerly edge of Fawn Drive; thence with the northerly edge of Fawn Drive and a curve to the left, radius of 180.00 feet, a chord bearing and distance of N 41-32-19 W 56.08 feet to a point; thence N 50-30-00 W 50.81 feet to a point; thence with a curve to the right, radius of 25.00 feet, a chord bearing and distance of N 20-30-00 W 25.00 feet to a point on the easterly edge of Burgess Drive; thence with the edge of said drive N 09-30-00 E 74.60 feet to the place of beginning, containing 0.274 acres, more or less, and further being Lot No. D-7 in East Meadows No. 1 Subdivision, the plat of which subdivision is recorded in the office of the Clerk of the County Commission of Roane County, West Virginia, in Plat Book No. 3, at Page 134, and reference is hereby made to said plat for a more particular description of said lot. Tax ID # 31920; 32172 At the time of the execution of the subject Deed of Trust, the property was reported to have an address of: 113 Burgess Drive, Spencer, West Virginia 25276 The above referenced real estate will be conveyed with no covenants of warranty and subject to any and all easements, rights of way, conditions, covenants, restrictions, exceptions, reservations, leases and other servitudes, which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground. The sale of the referenced real estate will also be subject to all prior liens and including any and all other deeds of trust, judgments, liens, and all other encumbrances of any nature whatsoever, if any, having priority over the subject Deed of Trust. The subject property will be sold in an “AS IS” condition. The Substitute Trustee makes no representations and warranties of any kind or character including, but not limited to, the condition of the real estate or the title to the real estate to be conveyed. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. In the event that there are federal tax liens against the property, the United States has the right to redeem the property within a period of one hundred twenty (120) days from the date of the sale. The Substitute Trustee reserves the right to adjourn the sale for a time, or from time to time, without further notice, by announcement at the time and place of the foreclosure sale described herein. TERMS OF SALE 1. $8,000.00 (Eight Thousand Dollars) in cash and/or certified funds made payable to “Elk River Trustees, Inc.” due as a deposit at the time of sale, with the balance due and payable within thirty (30) days of sale. Personal checks will not be accepted. 2. The purchaser at the sale shall be responsible for payment of all real estate taxes. 3. The purchaser shall be responsible for payment of the recording cost of the deed and also for payment of the tax on the privilege of transferring the real property (transfer tax) imposed by West Virginia Code 11-22-2. 4. The parties secured by the Deed of Trust reserve the right to purchase the property at the foreclosure sale. 5. The purchaser, if applicable, shall be responsible to provide all necessary information, including but not limited to entity full legal name and DBA, dates of birth and EIN/tax identification numbers, entity owner information, trust information including date of execution, trust beneficial owner information, etc., to the Substitute Trustee to ensure compliance with any necessary United States Financial Crimes Enforcement Network (FinCEN) reporting requirements. Failure to provide the information will void the sale. ELK RIVER TRUSTEES, INC. 714 Venture Drive, #132 Morgantown, WV 26508 Telephone: 304-241-6962 Fax: 330-436-0301 Reference file # 26-00534
CLUNK HOOSE CO. LPA
714 VENTURE DR # 132
MORGANTOWN
WV
26508
304-241-6962
ID: 1507215