TRUSTEE'S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated December 3, 2001, and duly recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book No. 2774, at Page 803, Larry A Hill and Judy C Hill did convey unto Brent S Knight and Tamara Morrison, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Legal Title Trustee for BCAT 2019-22PT to foreclose thereunder, will offer for sale at public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on December 30, 2025 at 1:30 PM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 19 – Loudon District, Kanawha County, West Virginia, and more particularly described as follows: That certain lot or parcel of land together with the improvements theron and the appurtenances thereunto belonging, situate on the waters of Lens Creek, Loudon District, Kanawha County, West Virginia, and being Lot No. Seven (7) as shown on a map of lots belonging to J. B. Griffith, situate at Hernshaw, West Virginia, which map was made by J. H. High, C.E., in March, 1945, which map is of record in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Map Book 11, at page 24, which said Lot No. Seven (7) is more particularly bounded and describe as follows: Beginning at a stake in the southerly line of the right of way of the West Virginia Southern Railroad Company, corner to Lot No. Six (6) as shown on said map, and running with the line between Lot No. Six (6) and Lot No. Seven (7), S. 25 56E. 146 feet to a stake, rear corner of said Lot No. Six and Lot No. Seven; thence in a direction down Lens Creek N. 37 8 E. 44 4/10 feet to a stake corner to Lot No. Eight; thence with the division line between Lot No. 7 and Lot No. 8, N. 25 – 56 W. 134 feet to a stake in the line of the right of way of the West Virginia Southern Railroad Company; thence with said right of way line S. 55 26 W. 40 feet to the place of beginning, and being a part of Lot No. Thirty-one of the J. A. Hawks Estates, which was conveyed to the said J. B. Griffith by Harry Hawks, et al, by deed bearing date the 18th day of March, 1921, which deed of record in the aforesaid Clerk's Office in Deed Book 226, at page 417. Tax Map or Parcel ID No.: 7117568 At the time of the execution of the Deed of Trust, this property was reported to have an address of: 2773 Lens Creek Road, Hernshaw, WV 25107. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk's Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in "AS IS" condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $3500.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 93799 LC-386094 12-09,16;2025