TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated July 28, 2006, and duly recorded in the Office of the Clerk of the County Commission of Raleigh County, West Virginia, in Document No. 50235219, in Book No. 5023, at Page 5219, Herbert J. Howerton and Joanne M. Howerton did convey unto Thomas H. Gilpin, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee by a Substitution of Trustee dated June 26, 2012 and recorded in the aforesaid Clerk’s office; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by JPMorgan Chase Bank, National Association to foreclose thereunder, will offer for sale at public auction at the front door of the Raleigh County Courthouse in Beckley, West Virginia, on February 19, 2015 at 12:15 p.m. the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in Shady Spring District, Raleigh County, West Virginia, and more particularly described as follows: TAX ID: 8-15-6 THE SURFACE OF THE FOLLOWING DESCRIBED LOT OR PARCEL OF LAND, TOGETHER WITH ANY APPURTENANCES THEREUNTO BELONGING, SITUATED IN SHADY SPRINGS DISTRICT, RALEIGH COUNTY, WEST VIRGINIA, AND IS MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A STAKE ON THE WESTERN SIDE OF THE RALEIGH-SULLIVAN ROAD AT THE CORNER OF A LOT OWNED BY ORIN VINES, JR. AND VIRGINIA LEE VINES; THENCE WITH SAID ROAD S. 22 55 W. 75.8 FEET TO A STAKE; THENCE LEAVING SAID ROAD N. 82 26 W. 180.30 FEET TO A STAKE IN LINE OF BEAVER COAL CO.; THENCE N. 31 10 E. 68.3 FEET; THENCE N. 13 20 E. 9.9 FEET TO A STAKE IN LINE OF ORIN VINES, JR. AND VIRGINIA LEE VINES; THENCE WITH THEIR LINE S. 82 39 E. 172 FEET TO THE BEGINNING, CONTAINING 0.29 ACRES, MORE OR LESS. HOWEVER, THERE IS RESERVED AND EXCEPTED FROM THE OPERATION OF THIS DEED THAT PART OF THE ABOVE DESCRIBED PROPERTY WHICH WAS CONVEYED TO ORIN VINES, JR. AND VIRGINIA LEE VINES, HUSBAND AND WIFE, BY DEED DATED THE 8TH DAY OF DECEMBER, 1981, FROM CHARLES LEROY BASHAM AND CAROL ANN BASHAM, HIS WIFE, WHICH DEED IS RECORDED IN THE OFFICE OF THE CLERK OF THE COUNTY COMMISSION OF RALEIGH COUNTY, WEST VIRGINIA, IN DEED BOOK NO. 656, AT PAGE 497, AND REFERENCE IS MADE TO SAID DEED FOR MORE PARTICULAR DESCRIPTION OF THE PROPERTY RESERVED AND EXCEPTED FROM THE OPERATION OF THIS DEED. At the time of the execution of the Deed of Trust, this property was reported to have an address of: 116 Dove Lane, Glen Morgan, WV 25813. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $4,000.00 in cash and/or certified funds as deposit with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 6108 Mid Atlantic Drive Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 24950 2-13-FRI-2-RH; L 2558