TRUSTEE’S SALE OF VALUABLE REAL ESTATE

TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated June 19, 2008, and duly recorded in the Office of the Clerk of the County Commission of Morgan County, West Virginia, in Document No. 741837, in Book No. 329, at Page 728, Samuel L Horning did convey unto Dawn White, Attorney, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by MidFirst Bank to foreclose thereunder, will offer for sale at public auction at the front door of the Morgan County Courthouse in Berkeley Springs, West Virginia, on August 26, 2025 at 9:30 AM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 07 – Sleepy Creek District, Morgan County, West Virginia, and more particularly described as follows: Situate in Sleepy Creek District of Morgan County, West Virginia, and more particularly described as follows: All of LOT NO. SEVENTY-FOUR (74), PHASE III, containing 2.59 acres, Sleepy Creek Mountain Retreat Subdivision, as set forth on a survey approved by the Morgan County Planning Commission dated September 26, 1988, and recorded on September 27, 1988 in the Office of the Clerk of the County Commission of Morgan County, West Virginia, in Map Book 6, at page 26. Together with a right of way for ingress and egress over and upon all roads and rights of way as set forth on the aforesaid plat. SUBJECT TO AND TOGETHER WITH all of those rights, reservations, restrictions, covenants, conditions, assessments, liens, easements, and rights of way (including, but not limited to, the right of access to the property hereinbefore conveyed over the streets and roads and common properties shown on the recorded plat of Section III, Sleepy Creek Mountain Retreat Subdivision) set forth in that certain Declaration of Covenants, Conditions and Restrictions for Sleepy Creek Mountain Retreat Subdivision, dated May 3, 1988, and recorded in the aforesaid Clerk’s Office in Deed Book No. 145, at page 400, the Amended Declaration of Covenants, Conditions and Restrictions in Deed Book 153, at page 162 and Deed Book 221, at page 74, and the party of the second part, by his signature hereafter appended, does covenant and agree for himself, his heirs, devisees, and assigns, to pay all the assessments, liens, easements, rights of way, and obligations set forth in or referred to in said Declaration of Covenants, Conditions and Restrictions. SUBJECT TO that right-of-way granted to The Potomac Edison Company of record in the Office of the Clerk of the County Commission of Morgan County, West Virginia, in Deed Book 145, at page 237, and all other public utility easements of record in the aforesaid Clerk’s Office. AND BEING the same real estate conveyed unto Samuel L. Horning from Ada D. Haunschild, by deed dated the 20th day of June, 2008, and recorded in the Office of the Clerk of the County Commission of Morgan County, West Virginia immediately prior hereto. At the time of the execution of the Deed of Trust, this property was reported to have an address of: 74 Bushy Trail, Berkeley Springs, WV 25411. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $9000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 93229 7-30-2tm