TRUSTEE’S SALE OF VALUABLE REAL ESTATE The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated December 2, 2014, and duly recorded in the Office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book No. 4073, at Page 496, Ignacio Z Bernardo, Jr and Laurie L Choby did convey unto Vance Golden, Attorney, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Nationstar Mortgage LLC to foreclose thereunder, will offer for sale at public auction at the front door of the Kanawha County Courthouse in Charleston, West Virginia, on August 11, 2025 at 11:00 AM the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 11 – Chas E District, Kanawha County, West Virginia, and more particularly described as follows: The following described property: All that certain lot, or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate on the south side of Virginia Street, in the City of Charleston, Kanawha County, West Virginia, which is more particularly bounded and described as follows, to-wit: Beginning at a pin set in concrete in the southwest corner of a fifteen foot alley, and running with the westerly line of said alley N. 39 degrees 0′ E. 74.00 feet to a pin in the line between the alley and the lot and 3.5 feet from the paved surface of the alley; thence N. 34 degrees 05′ E. 80.0 feet to a pin at Virginia Street; thence with Virginia Street N. 61 degrees 23′ W. 53.5 feet to a pin, corner to a lot now or formerly owned by Ruth S. Peyton; thence with the line of Ruth S. Peyton S. 38 degrees 47′ W. 143.00 feet to a post; thence S. 51 degrees 0′ E. 59.00 feet to the point of beginning. Assessor’s Parcel No: 0408 0000 0000 At the time of the execution of the Deed of Trust, this property was reported to have an address of: 1561 Virginia St E, Charleston, WV 25311. The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes. The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property. TERMS: $9000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale. FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale. SENECA TRUSTEES, INC. 5000 Coombs Farm Drive, Suite 104 Morgantown, WV 26508 (304) 413-0044 (304) 292-2918 Toll free: (888) 534-3132 Reference File No. 92142 LH-308001 07-18,25;2025