NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE is hereby given pursuant to and by virtue of the authority vested in the Substitute Trustee, WV Trustee Services, LLC, by that certain Deed of Trust dated October 28, 2021, executed by Borrower(s), Keith Davis and Latoya Renee Davis, to Chicago Title Insurance Company, the Trustee of record in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Book 4548, at Page 957. At the time of the execution of the Deed of Trust, this property was reported to have a mailing address of 106 Margaux Way, Charleston, WV 25311. WV Trustee Services, LLC were appointed as Substitute Trustees by APPOINTMENT OF SUCCESSOR TRUSTEE dated March 18, 2025, of record in the Clerk’s Office in Book 4738, Page 757. The borrower(s) defaulted under the Note and Deed of Trust and the Substitute Trustees have been instructed to foreclose under the Deed of Trust. Accordingly, the Substitute Trustees will sell the following described property to the highest bidder at the front door of the Courthouse of Kanawha County, in Charleston, West Virginia, on the following date: 25th day of July, 2025 at 11:00 a.m. All that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in the City of Charleston, Charleston North Tax District, Kanawha County, West Virginia, and being more particularly bounded and described as follows: All of Lot Number One Hundred Six (106 as shown on that certain map of Hemingway Place entitled, “Hemingway Place, Lots 102, 104, 106 & 108, Developed by Hemingway Place, LLC, North Charleston District, Kanawha County, West Virginia”, prepared by Calhoun Engineering & Surveying, Hurricane, WV Scale: 1: = 22`, dated January 14, 1999; a copy of which is recorded in the office of the Clerk of the County Commission of Kanawha County, West Virginia, in Deed Book 2472, at Page 382. And being the same property conveyed unto Timothy J. White by Helen Irene Ice, devisee under the Last Will and Testament of Pauline H. Humphreys, by deed dated September 27, 2018, of record in the aforesaid Clerk`s Office in Deed Book 3013, at Page 382; and being also the same property conveyed unto Keith Davis and Latoya Renee Davis, his wife, by Timothy J. White by deed dated October 26, 2021 to be recorded simultaneously herewith in the aforesaid Clerk`s Office. The parties of the second part, for themselves, and on behalf of their heirs, devisees, personal representatives, successors and assigns, by the acceptance of this deed, covenant and agree to be bound by and comply with covenants, terms, provisions and conditions as set forth in the Hemingway Place Declaration of Townhomes, Declaration of Covenants, Conditions and Restrictions. This conveyance is made expressly subject to those certain covenants, conditions and restrictions as set forth in that certain document entitled, “Hemingway Place Declaration of Townhomes, Declaration of Covenants, Conditions and Restrictions”, and of record in the aforesaid Clerk`s Office in Deed Book 2471, at Page 528. This conveyance is made subject to any and all covenants, restrictions and easements as the same may appear in instruments of record in the aforesaid Clerk`s Office. TERMS OF SALE: 1) The property will be conveyed in an “AS IS” physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 4) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 5) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 6) The total purchase price is payable to the Trustee within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale. WV Trustee Services, LLC, Substitute By: Jim Ashley, Limited Signing Officer WV Trustee Services, LLC McGuire Office Center 618 Tenth Street, Suite 108 Huntington, WV 25701 (304) 853-3336 jim.ashley @wvtrusteeservices. com LC-282635 07-03,10,17;2025