NOTICE OF TRUSTEE’S SALE NOTICE is hereby given that, by virtue of the authority vested in the undersigned Trustee under that certain Deed of Trust dated the 18th day of November, 2021 and executed by MICHAEL RAMSAY AND KIMBERLY RAMSEY to Paul E. Biser, trustee, Bruner Land Company, Inc., Beneficiary, said Deed of Trust have been duly recorded in the Clerk of the County Court of Jackson County, West Virginia, in Trust Deed Book 722, at Page 860, under which authority PAUL E. BISER, now acts, by which was conveyed to the said Trustee the said hereinafter described real estate, to secure the payment of a certain note set out and described therein, and default having been made under the terms and conditions of said Deed of Trust, and the provisions of said Deed of Trust concerning acceleration having been complied with by the Lender and present holder of the note, and Paul E. Biser having been requested so to do by the owner and holder of said note, shall sell to the highest bidder, on OCTOBER 27, 2025 at 3:30 o’clock p.m., at the front door of the Court House of Jackson County, West Virginia, the following described real estate: Property hereby described as being situate in Washington District, Jackson County, West Virginia, bound and described as follows: BEGINNING at a point in White Oak Creek, said point being in the line of Jeff Parsons; Thence leaving White Oak Creek and with said Parsons for the following four (4) bearings and distances: S 48 04’50” W, passing a 5/8″ rebar w/plastic cap set at 6.99′, a total distance of 664.66′ to a 1/2″ rebar found; S 05 05’30” W 528.01′ to a 1/2″ rebar found; S 27 35’20” W 726.00′ to a 1/2″ rebar found; S 14 54’50” E 370.99′ to a 1/2″ rebar found, said rebar being a common comer to said Parsons and H3 LLC; Thence with H3 LLC for the following two (2) bearings and distances: S 65 22’10” W 592.92′ to a 1/2″ rebar found; S 20 46’30” E 473.76′ to a 30″ white oak snag found, said snag being a common comer to H3 LLC and Thomas McMahon; Thence with said McMahon S 85 07’50” W 890.75′ to a 1/2″ rebar found, said rebar being a common comer to said McMahon and George Ashby; Thence with said Ashby for the following eight (8) bearings and distances: S 59 34’00” W 346.37′ to a 1/2″ rebar found; N 41 29’10” W 466.14′ to a 1/2″ rebar found; N 02 04’20” W 206.04′ to a 1/2″ rebar found; N 04 14’30” E 186.26′ to a 1/2″ rebar found; N 22 27’30” E 310.84′ to a 1/2″ rebar found; N 25 44’40” E, passing a 1/2″ rebar found at 52.97′, a total distance of 159.33′ to a 1/2″ rebar found; N 18 48’30” E 1147.60′ to a 1/2″ rebar found; N 09 46’40” W, passing a 5/8″ rebar w/plastic cap set at 457.98′, a total distance of 496.10′ to a point in the centerline of an existing 16′ wide right of way; Thence leaving said Ashby and with said centerline for the following twenty-four (24) bearings and distances: N 84 51’20” E 46.93′ to a point; N 81 22’10” E 62.43′ to a point; N 77 29’40” E 56.27′ to a point; N 81 28’50” E 79.79′ to a point; N 78 31’40” E 71.59′ to a point; N 81 02’40” E 184.65′ to a point; N 82 02’00” E 31.02′ to a point; N 65 04’30” E 35.96′ to a point; N 50 27’40” E 37.77′ to a point; N 46 21’50” E 55.59′ to a point; N 35 16’20” E 101.27′ to a point; N 38 14’20” E 44.81′ to a point; N 41 28’40” E 69.55′ to a point; N 41 07’20” E 115.61′ to a point; N 42 52’30” E 104.84′ to a point; N 44 04’10” E 82.78′ to a point; N 34 43’30” E 41.86′ to a point; N 26 11’40” E 27.90′ to a point; N 17 06’50” E 25.01′ to a point; N 03 31’50” E 20.01′ to a point; N 08 05’20” W 19.99′ to a point; N 15 53’30” W 66.85′ to a point; N 05 46’00” W 20.05′ to a point; N 18 26’40” E 33.63′ to a point, said point being in White Oak Creek; Thence leaving said centerline and with White Oak Creek for the following twenty-three (23) bearings and distances: N 75 38’10” E 69.91′ to a point; S 79 49’10” E 15.20′ to a point; S 34 39’30” E 31.58′ to a point; S 49 48’40” E 37.20′ to a point; S 16 09’10” E 84.62′ to a point; S 08 28’00” E 31.50′ to a point; S 20 20’40” E 34.69′ to a point; S 52 08’20” E 31.05′ to a point; S 88 13’20” E 70.93′ to a point; N 71 11’1 0″ E 32.03′ to a point; S 50 52’30” E 56.44′ to a point; S 59 47’10” E 24.12′ to a point; S 82 07’20” E 59.07′ to a point; S 89 57’40” E 211.82′ to a point; S 76 38’50” E 206.37′ to a point; S 64 26’00” E 84.42′ to a point; S 46 31’00” E 91.75′ to a point; S 16 46’00” E 41.35′ to a point; S 51 44’40” E 91.43′ to a point; S 87 57’30” E 43.28′ to a point; S 40 43’20” E 52.61′ to a point; S 10 31’50” E 46.44′ to a point; S 28 27’10” E 58.17′ to the place of BEGINNING. TERMS OF THE SALE: 1) The property will be conveyed in an AS IS physical condition by Deed containing no warranty, express or implied, subject to the all property taxes, prior deeds, liens, reservations, encumbrances, restrictions, rights-of- ways, easements, covenants, conveyances and conditions of record in the Clerk’s office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-1. 3) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 3) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 4) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate said property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 5) FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer. 6) Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same. 7) The total purchase price is payable to the Trustee by certified or cashier’s check within thirty (30) days of the date of sale, with ten (10%) of the total purchase price payable to the Trustee at sale by certified or cashier’s check. GIVEN under my hand this 30th day of September, 2025. Paul E. Biser-Trustee- W.Va. Bar #7319 FREDEKING & BISER LAW OFFICES, PLLC 511 Eighth Street Huntington, West Virginia 25701 (304)525-7701 [email protected]
FREDEKING & BISER LAW OFFICE
511 EIGHTH STREET
HUNTINGTON
WV
25701
304-525-7701
ID: 1487366