JULY 12, 19


The undersigned Substitute Trustee, by virtue of the authority vested in him by that certain Deed of Trust, dated January 12, 2007, and duly recorded in the Office of the Clerk of the County Commission of Monongalia County, West Virginia, in Document No. 235816, in Book No. 1527, at Page 458, Clayton Stump and Thomas Stump did convey unto Fidelity National Title Insurance Company, Trustee(s), certain real property described in said Deed of Trust; and the beneficiary has elected to appoint Seneca Trustees, Inc., as Substitute Trustee; and default having been made under the aforementioned Deed of Trust, and the undersigned Substitute Trustee having been instructed by Community Loan Servicing, LLC to foreclose thereunder, will offer for sale at public auction at the front door of the Monongalia County Courthouse in Morgantown, West Virginia, on

August 15, 2024 at 12:00 PM

the following described real estate, together with its improvements, easements and appurtenances thereunto belonging, situate in 12 – Fourth Ward District, Monongalia County, West Virginia, and more particularly described as follows:

All those certain lots or parcel of real estate situate in the Forth Ward of the City of Morgantown, Monongalia County, West Virginia and being more particularly bounded and described as follows:

PARCEL 1: All of Lot No. 7 in Block C of the North Morgantown Addition, situate in the Wiles Hill Addition of the City of Morgantown. Said Lot fronting 50 feet on Overhill Street and extending back with a uniform width a distance of 120 feet to Alley C in Block C as shown on a plat of lots in Sunnyside, platted by John G. Sampsell, Engineer.

And being the same parcel of real estate as conveyed by Clayton Stump and Thomas Stump by Scott Properties, LLC, a West Virginia limited liability company, by deed dated the 13th day of May 2002, and recorded in the Clerk’s Office in Deed Book 1231, at Page 683.

PARCEL 2: All that certain lot or parcel of real estate including the buildings thereon, having a diagonal front on the south side of Raymond Street of 30 feet and facing Willey Avenue for a distance of 19 feet and extending back with a uniform width of 45 feet for a distance on the eastern side of 71 feet and on the western side for a distance of 59.5 feet, and being designated as the northern half of Lot No. 5, in Block “Y”, in north Morgantown, as surveyed for J.W. Wiles by John G. Sampsell and R.L. Morris, Engineers.

And being the same parcel of real estate as conveyed by Scott Properties, LLC, to Clayton Stump and Thomas Stump, by deed dated the 13th day of May, 2002, and recorded in the Clerk’s Office in Deed Book 1231, at Page 681.

At the time of the execution of the Deed of Trust, this property was reported to have an address of: 321 Raymond St, Morgantown, WV 26505.

The referenced real estate will be conveyed with no covenants of warranty, and subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s Office or visible upon the ground, all prior liens and encumbrances, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges. The purchasers at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamp to be affixed to the deed). The purchasers shall be responsible for payment of all real estate taxes.

The subject property will be sold in “AS IS” condition. The Substitute Trustee shall be under no duty to cause any existing tenant or person occupying the subject property to vacate said property.

TERMS: $9000.00 in cash and/or certified funds as deposit at the time of sale with the balance due and payable within 30 days of the day of sale.

FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.

Pursuant to the Deed of Trust, the Trustee may postpone the sale by public announcement at the time and place designated or by posting a notice of the same, and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the property at such sale.

5000 Coombs Farm Drive, Suite 104
Morgantown, WV 26508
(304) 413-0044
(304) 292-2918
Toll free: (888) 534-3132
Reference File No. 82451